Halifax Overdraft Default Woes

[fivezerothree]

Re: Halifax Overdraft Default Woes

So your chores are:

1. SAR the Bank
2. SAR N Hunter
3. Request council send YOU a letter confirming address history based on council tax records

I requested letters from my previous letting agencies as well as my local council to confirm previous addresses.

I was wondering rather than spending £10 SAR'ing N Hunter, would it be just as effective to send them all of these letters confirming my addresses and asking them to ensure they are accurate on their end?

[Never-In-Doubt]

Re: Halifax Overdraft Default Woes

Sorry to back pedal a little but I was interesting in the closing statement of the advanced SAR template.

Is this asking them to substantiate the amounts they have charged me and forcing them to tell me what it actually cost the bank to bounce a direct debit or for me to go into unarranged overdraft etc?

Sorry - missed this, yea it's basically an accountable breakdown of all charges incurred....

[Never-In-Doubt]

Re: Halifax Overdraft Default Woes

I was wondering rather than spending £10 SAR'ing N Hunter, would it be just as effective to send them all of these letters confirming my addresses and asking them to ensure they are accurate on their end?

Nope, you need to SAR first and then point an error out to them, then remedy that error and so on..... (remember to send over to me when you get it)

I can give you a letting agent proof of address, easy! Point is, only the council confirmation letter of residency will be accepted by the CRA's (usually).

Stick to the plan - trust me, it's what I do best

[fivezerothree]

Re: Halifax Overdraft Default Woes

Nope, you need to SAR first and then point an error out to them, then remedy that error and so on..... (remember to send over to me when you get it)

I can give you a letting agent proof of address, easy! Point is, only the council confirmation letter of residency will be accepted by the CRA's (usually).

Stick to the plan - trust me, it's what I do best

Solid copy.

Thanks Niddy.