DCA Heavy Handed Tactics

[carol01]

Re: DCA Heavy Handed Tactics

Got through to Royal Snail earlier and all they can say is that although they say 1-2 working days time for 1st class, it can take up to 15 days and it can't be considered lost until 21st October. Of all the letters in all the world to go astray, it had to be this one!!!!

hiya ;Hi1
i sent letters out in july that still say they are being processed through our system ;LOL ;LOL but i have recieved replys for them so don't worry they will get the letter

[NWMazda]

Re: DCA Heavy Handed Tactics

Thanks for that Without knowing the receipt date though, I can't determine when the 14 days begins.

[carol01]

Re: DCA Heavy Handed Tactics

Thanks for that Without knowing the receipt date though, I can't determine when the 14 days begins.

i am sure it is from the date of you posted your recorded letter if they don't responed i would say that would be a bonus
good luck anyway 2

[NWMazda]

Re: DCA Heavy Handed Tactics

Ah so this could actually be in my favour!!

[carol01]

Re: DCA Heavy Handed Tactics

Ah so this could actually be in my favour!!

lol i would say so

[NWMazda]

Re: DCA Heavy Handed Tactics

I'm trying to find out whether the postal order has been cashed but I think I could find the lost ark easier than this information. The problem is they can proceed with their CCJ attempt whilst the account is not in dispute. Thanks Post Office, great work!!!

[carol01]

Re: DCA Heavy Handed Tactics

I'm trying to find out whether the postal order has been cashed but I think I could find the lost ark easier than this information. The problem is they can proceed with their CCJ attempt whilst the account is not in dispute. Thanks Post Office, great work!!!

sit back relax, believe me when they are ready to contact you they will, as niddy says its for them to prove and not for you to wipe the arse for them ( well he dosen't say that but i think thats what he means lol) wait and if they don't get back then, that to me is a bonus if they do reply then nid will guide you in the right direction,the longer they don't reply great until they do its is :UE
hope this helps x

[NWMazda]

Re: DCA Heavy Handed Tactics

Normally I'd totally agree but if they haven't got my letter, they have nothing to reply to. I really need them to have my letter to stop them cracking on with their intentions. I am very tempted to send another letter tomorrow incase the first got there on Saturday, bounced back and now sat somewhere.

[Never-In-Doubt]

Re: DCA Heavy Handed Tactics

You're fprgetting, the fact you sent it recorded assumes in all legal cases that the letter is delivered 2 days from the date of posting, this is where the term 12+2 days comes in (10 days = mon-fri for 2 weeks, 2 days = both saturdays and the extra 2 days is the day you posted (recorded) until the day "assumed" delivered.

Point is, you have proof you sent it on XX date so no action can be taken y

Calm down, stop stressing matey

[NWMazda]

Re: DCA Heavy Handed Tactics

So you're saying that whether they've received it or not, this account is legally in dispute because I have proof of the postage?

[Never-In-Doubt]

Re: DCA Heavy Handed Tactics

You have proof of postage and you have to assume it was delivered yes.

[NWMazda]

Re: DCA Heavy Handed Tactics

Awesome, that was a case of not knowing that fact rather than forgetting it

So, to calculate when 14 days is up. It was posted on 01/10/10.

So they have the Saturday and the Monday 04/10/2010 as the two days.

So the twelve days are last Tuesday 05/10/2010 to Monday 11/10/10 of this week being six.

Then Tuesday to Monday next week being the following six.

So by my calculations, Monday 18/10/10 is the last day.

[SaltnVinegar]

Re: DCA Heavy Handed Tactics

Hi Maz

Sorry I've not posted you for a while, been madly busy.

You have proof of postage (you kept the receipt right?) so don't worry about it. If necessary you can send proof of postage in a follow up letter if need be.

To give you an idea, it took MBNA over a week to accept my letter and sign for it and then took a couple of days to update the PO website. The date on their response letter to my CCA request was almost a month from the date of the CCA letter (so put them immediately in breach!).

I understand your frustration and keeness to get a response from them, but this is also a reason for doing everything in writing as it SLOOOOOOWS the whole process down, and also keeps everything documented in the very unlikely event it went as far as court.

And also remember where you are now from a couple of weeks ago! This lot had you on the phone and were beating you into the ground. Now you are dealing with things on your terms and are making them work and sweat! 2

Best
SnV

[NWMazda]

Re: DCA Heavy Handed Tactics

Hi SnV

I'm not keen for a response, just keen to know they've got the letter

It seems weird that legally, the first they could know of my CCA request is from me contacting them to say they had 14 days and did nothing about it.

The tracking online system is down so I can't check today, but this is like 10 days on from when it was posted.

All is nice and calm etc, it's nice to know the important point is when it was posted rather than IF they received it.

Yep, I have proof of postage and postal order receipt ;-)

[SaltnVinegar]

Re: DCA Heavy Handed Tactics

It seems weird that legally, the first they could know of my CCA request is from me contacting them to say they had 14 days and did nothing about it.

I'll quote what almost all the DCA's put in their correspondance:

"Despite repeated attempts to contact you"

The difference is they can never provide proof of the 'repeated attempts'. You can 2 2