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  • #31
    Re: Link Financial

    I have a stack of letters going back to October 2010, I've ignored each and every one of them, with the support of the guys here when I got a bit nervous about their threats etc.

    Until they send me something of substance I'll carry on ignoring them.

    Comment

    • #32
      Re: Link Financial

      Another letter offering me a monthly repayment plan

      Comment

      • #33
        Re: Link Financial

        How are you getting on?

        They've gone quiet on me. I don't like it when they go quiet

        Comment

        • #34
          Re: Link Financial

          Originally posted by asm76 View Post
          How are you getting on?

          They've gone quiet on me. I don't like it when they go quiet

          Silence is golden.....
          Remember the mantra:
          NEVER communicate by 'phone.
          Send EVERYTHING by Recorded/Special Delivery
          Keep a copy of EVERYTHING sent
          Keep hold of EVERYTHING received
          PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

          Comment

          • #35
            Re: Link Financial

            Originally posted by PriorityOne View Post
            Silence is golden.....
            Is it?

            They could be plotting my demise! It's always the quiet ones you need to watch out for

            Comment

            • #36
              Re: Link Financial

              No asm,

              We've had a couple of frosts and invertebrates like DCAs have to seek the cover of a wet stone when the salt goes down.

              Seriously don't worry, most of them are not intelligent enough to "plot" they have to follow a script printed in large letters in words of one syllable on a computer screen.

              If they've gone quiet then let them stew. Never proactively go after them.

              regards
              Garlok

              Comment

              • #37
                Re: Link Financial

                Originally posted by asm76 View Post
                Is it?

                They could be plotting my demise! It's always the quiet ones you need to watch out for
                Hi ASM

                Plotting? You are giving them far too much credit (excuse the pun).

                You have to remember the primary reason why DCA's are in existence which is to make their owners/shareholders money. Unfortunately the way they frequently do this is to bully/threaten/harrass people into paying, rather than working with people to come to a reasonable solution.

                But this means that when it comes to your account they will likely be making a simple business decision which comes down to if pursuing a debt is profitable or not.

                If it isn't then chances are you will be put into a 'to be left alone' pile while they pursue more profitable accounts.

                You may be sent the odd template letter from time to time (as this is how they keep their costs to a minimum) in the hope to get a response, but if they are challenged then their costs go up and so your account becomes less profitable.

                As its getting towards the end of the financial year its likely they will put your account into a portfolio of debt, which they will flog to another DCA, and so the merry go round starts again........
                "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

                The consumer is that sleeping giant.!!


                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                Comment

                • #38
                  Re: Link Financial

                  Originally posted by asm76 View Post
                  Is it?

                  They could be plotting my demise! It's always the quiet ones you need to watch out for
                  Yes, it is.

                  The only plotting they're capable of is found in dot-to-dot books...

                  Remember the mantra:
                  NEVER communicate by 'phone.
                  Send EVERYTHING by Recorded/Special Delivery
                  Keep a copy of EVERYTHING sent
                  Keep hold of EVERYTHING received
                  PriorityOne & CPUTR 2008 (ex P1 CAG CPUTR 2008)

                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment

                  • #39
                    Re: Link Financial

                    Originally posted by PriorityOne View Post
                    Yes, it is.

                    The only plotting they're capable of is found in dot-to-dot books...

                    Yea, the ones for 1-2 year olds with huge dots this size: .........
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                    Comment

                    • #40
                      Re: Link Financial

                      I don't think dcas have the numerical skills to be able to do a dot-to-dot
                      Let your smile change the world but don't let the world change your smile

                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                      Comment

                      • #41
                        Re: Link Financial

                        Bloody Link are a pain in bum stopped paying last april and they phone at least 3 times a day but do I care lol x Best of luck

                        Comment

                        • #42
                          Re: Link Financial

                          I must point out I had my tongue firmly wedged in my cheek when writing that
                          Last edited by asm76; 18 January 2012, 20:18.

                          Comment

                          • #43
                            Re: Link Financial

                            Hi Don't visit the forums as often as i should......but well link and financial arent two words that should go together!

                            They have threatened me repeatedly - well i have zillions of letters from some nice lady who keeps telling me she cant let it go on? I am off to the naughty step soon to be lashed by a false copy of a credit agreement.

                            Got the repeated phone calls from Dave/George/Geoff/Dave mark 2/Dave mark 3/Tom and so on - all the same bloke who swears blind we know each other and he would love my details to check that out. Last call was placed next to the car stereo playing radio 4 and he was on hold for ten minutes. Perhaps it was a moneybox investigation? Anyways they have given up on that lark.

                            For some reason they send me statements of account - duhhh i dont remember opening an account with them?

                            Yep they are a bunch of idiots and I just ignore thenm - SB soon (that will get them guessing as no doubt they read all of this)..

                            Comment

                            • #44
                              Re: Link Financial

                              Hiya I actually recieved a letter the other day saying this is the final notification that any agreement you had with link to repay your debt has been cancelled for non payment. without further reference to you we will immediately commence recovery for the full sum by the following options. you will be held liable for any costs incurred. your data will be passed to our internal investigation asset dept, your account will be approved for recovery by way of judgement/decree in your local court...the debt will be transferred to a dca who may call at your home bahhhhh

                              Comment

                              • #45
                                Re: Link Financial

                                They have promised me numerous visits but George has never been for a cup of tea as yet - so i will have to put up with their final notification letters. Don't have a problem with these as it keeps my posty in a job and helps the recycling effort - Link obviously isnt aware how much they are helping the employment economy! They are still pillocks though

                                Comment

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