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  • #46
    Re: Credit Solutions

    BUMMER
    they have sent me a photo copy of my signed application form,
    think is a micrfiche screen print as cannot make out much of the wording
    and the background is black
    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #47
      Re: Credit Solutions

      Nightwatch send to niddy using the Email CCA button on his posts that is secure and he will get back to you.

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      • #48
        Re: Credit Solutions

        copy sent to niddy
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #49
          Re: Credit Solutions

          Don't panic NW. The sending of a copy of a microfiched copy of an application form does not make the account enforceable. The one they sent us as "the agreement" was rubbish as well. Just hold in there until Niddy has had a chance to take a look.

          regards
          Garlok

          Comment

          • #50
            Re: Credit Solutions

            can't read the T&C all blurred
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #51
              Re: Credit Solutions

              Originally posted by nightwatch View Post
              BUMMER
              they have sent me a photo copy of my signed application form,
              think is a micrfiche screen print as cannot make out much of the wording
              and the background is black
              can you send me a copy please?
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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              • #52
                Re: Credit Solutions

                Originally posted by nightwatch View Post
                copy sent to niddy
                have you? I know this is a few weeks old, but I cannot recall an email from you (unless I replied direct to the email)??

                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                • #53
                  Re: Credit Solutions

                  Originally posted by Never-In-Doubt View Post
                  have you? I know this is a few weeks old, but I cannot recall an email from you (unless I replied direct to the email)??

                  You did, said i should send the illegable template,
                  but as they only sent me information for one account, when i asked for all informarion for all accounts,SAR
                  I have sent a letter asking for the other information, and pointing our I asked for a legable copy of the Original agreement
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                  • #54
                    Re: Credit Solutions

                    Originally posted by nightwatch View Post
                    You did, said i should send the illegable template,
                    but as they only sent me information for one account, when i asked for all informarion for all accounts,SAR
                    I have sent a letter asking for the other information, and pointing our I asked for a legable copy of the Original agreement
                    Ok thanks - keep us posted yea? If you're going down UE now then these types of complaints need to stop - you basically stick to the UE path......
                    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                    • #55
                      Re: Credit Solutions

                      I got all of these letters from CSL & Power2Contact a couple of years ago over an Egg Account that is now paid off. I simply refused to deal with them over it and started paying the original creditor directly. Eventually, they (Egg) passed it on to Capquest, so I got a result of sorts and a new bunch of muppets to play with. I did have some fun with Capquest though so it was worth the aggro.

                      Regards.

                      Fred

                      Comment

                      • #56
                        Re: Credit Solutions

                        hi all

                        sent the illegable template letter inclosing copy of document they sent me,
                        have today received a waffeling letter citing Carey as usual, telling me that they have complied with my s78 request
                        and that the alligation that the copy agreement provided does not comply with 'section 61' is 'misconceived'. Also the document would have been easily legible at the time of signiture
                        I am also to note that 'where a photocopy of an aplication form has been provided for my referance, this is not a copy of the complete document but of only one page,
                        and t&c, including prescribed terms would have been on the reverse.
                        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                        Comment

                        • #57
                          Re: Credit Solutions

                          Originally posted by nightwatch View Post
                          hi all

                          sent the illegable template letter inclosing copy of document they sent me,
                          have today received a waffeling letter citing Carey as usual, telling me that they have complied with my s78 request
                          and that the alligation that the copy agreement provided does not comply with 'section 61' is 'misconceived'. Also the document would have been easily legible at the time of signiture
                          I am also to note that 'where a photocopy of an aplication form has been provided for my referance, this is not a copy of the complete document but of only one page,
                          and t&c, including prescribed terms would have been on the reverse.
                          just ignore for now see what they do next.........
                          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                          Comment

                          • #58
                            Re: Credit Solutions

                            thanks i2d, they say this is a final responce and i should take it up with FOS
                            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                            • #59
                              Re: Credit Solutions

                              Originally posted by nightwatch View Post
                              thanks i2d, they say this is a final responce and i should take it up with FOS
                              Lets see who gets it next.....
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                              Comment

                              • #60
                                Re: Credit Solutions

                                Originally posted by nightwatch View Post
                                thanks i2d, they say this is a final responce and i should take it up with FOS
                                Right so pointless responding to them again - see what the next DCA says, we'll then argue it with them
                                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                                Comment

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