drydensfairfax solicitor

[Undercover Elsa]

Re: drydensfairfax solicitor

What was the date of the last payment prior to the bounced one? Did it bounce because you cancelled the DD at the bank, or due to lack of funds?

[rod]

Re: drydensfairfax solicitor

Email me a copy of that letter from Drydens solicitors dated 20th November using planb@all-about-debt.co.uk

Is/was it a LBA with a deadline?

Plan B x

thanks I will send u a copy now -letter just states on hold for 14 days from 20th Nove

[PlanB]

Re: drydensfairfax solicitor

I have now receive a reply from drydensfax dated 20/11/2015 which detailed my complaint and there response to it and they are now saying that because I made an atempting to make a payment of £73 on 1/7/2010 its in the period of 6yrs so I am still liable for the debt. do yuo knowe if this is the case?

Email me a copy of that letter from Drydens solicitors dated 20th November using planb@all-about-debt.co.uk

Is/was it a LBA with a deadline?

Plan B x

[PlanB]

Re: drydensfairfax solicitor

the payment was shown on a copy of a santander statement

From memory (I've seen statements which you have sent to Niddy and me) this alleged payment in July 2010 was a 'bounced' DD which should not count as a payment in SB terms (a third party thing). The creditor called for a DD and your bank refused the request.

However I've also seen earlier statements which suggest (I need to check) that you may have successfully made DD payments earlier in the same year which may (may not) affect this debt's SB status.

I can also see that the CCA for this debt has been deemed

Tread carefully.

Plan B x

[cymruambyth]

Re: drydensfairfax solicitor

Rod, we really need to clarify if this payment was made. You have stated there was an attempted payment and are now saying that the payment is shown on the statement. Is it shown as paid and then removed from the account?

[rod]

Re: drydensfairfax solicitor

You say that the payment is shown on a statement from Drydens, can you cheque your own bank statements to see if it was made?

the payment was shown on a copy of a santander statement

[cymruambyth]

Re: drydensfairfax solicitor

You say that the payment is shown on a statement from Drydens, can you check your own bank statements to see if it was made?

[rod]

Re: drydensfairfax solicitor

Was a SAR request ever sent.

I did sent a SAR but they claim that I didnt sent the cheque however they send me a copy of the statements and agreement that was where the 2010 payment of £73 came from

[rod]

Re: drydensfairfax solicitor

does the entry relate to you making a payment? or is it a phantom payment??

the payment was on a copy of a santander statement not sure hope if its from the original copy

[panther12]

Re: drydensfairfax solicitor

Was a SAR request ever sent.

[cymruambyth]

Re: drydensfairfax solicitor

You say that you attempted to make a payment. Do you have any letters from that time referring to this? DCAs can be quite fictional over such payments. I have apparently paid 1p on an account which means it isn't statute barred!

[The Tech Clerk]

Re: drydensfairfax solicitor

does the entry relate to you making a payment? or is it a phantom payment??

[rod]

Re: drydensfairfax solicitor

Who cares what they 'think'? Did you or did you not, attempt to make payment in 2010?

That is the question we need answering....

I dont think I did they are only quoting an entry on a copied statement

[Never-In-Doubt]

Re: drydensfairfax solicitor

I have now receive a reply from drydensfax dated 20/11/2015 which detailed my complaint and there response to it and they are now saying that because I made an atempting to make a payment of £73 on 1/7/2010 its in the period of 6yrs so I am still liable for the debt. do yuo knowe if this is the case?

Who cares what they 'think'? Did you or did you not, attempt to make payment in 2010?

That is the question we need answering....

[cymruambyth]

Re: drydensfairfax solicitor

I haven't read all your posts, did you try to make that payment? If you did was the letter signed?