CAPITAL ONE - STATUTE BARRED

[TRAVELLER]

Re: CAPITAL ONE - STATUTE BARRED

Sent letter with a couple of modifications. Last payment date was August 2008 not counting the cca fee nov 2008. Lets see

[PlanB]

Re: CAPITAL ONE - STATUTE BARRED

Sent letter with a couple of modifications. Last payment date was August 2008 not counting the cca fee nov 2008. Lets see

This is looking good

[CleverClogs (RIP)]

Re: CAPITAL ONE - STATUTE BARRED

I would also make it a formal complaint,

To alex.pitblado@fca.org.uk?

[TRAVELLER]

Re: CAPITAL ONE - STATUTE BARRED

sent by e-mail 18th November - backed up with recorded delivery hard copy 19th November - no response by e-mail as yet apart from automatic acknowledgement - thanks all for support

[ScabHunter]

Re: CAPITAL ONE - STATUTE BARRED

litigation?

Oh, my GOD!!!!!!

I proofread that letter three times before posting it. How the hell did THAT slip through???

I only hope you cleaned the letter up before sending it, to avoid looking as big an idiot as the goof who is making this post.

I do apologise most profusely. Time to fake my own death and come back with a sock puppet account. Is the username "illiterate" taken?

Good luck with your case, anyway.

SH

[TRAVELLER]

Re: CAPITAL ONE - STATUTE BARRED

no worries - I sorted it - they've signed for it today . thanks again

[TRAVELLER]

Re: CAPITAL ONE - STATUTE BARRED

well - letter received today from Lowell ...." After reviewing the Account, it has become apparent that it is now subject to Section (5) of the Limitation Act 1980 and as such I have now closed the account.......This means you will hear no more regarding this matter and it will not be passed anywhere else for recovery...."

Result - thanks to all for comments/help/guidance/letters - greatly appreciated

[Deepie]

Re: CAPITAL ONE - STATUTE BARRED

well - letter received today from Lowell ...." After reviewing the Account, it has become apparent that it is now subject to Section (5) of the Limitation Act 1980 and as such I have now closed the account.......This means you will hear no more regarding this matter and it will not be passed anywhere else for recovery...."

Result - thanks to all for comments/help/guidance/letters - greatly appreciated

well done

[PlanB]

Re: CAPITAL ONE - STATUTE BARRED

letter received today from Lowell ...." After reviewing the Account, it has become apparent that it is now subject to Section (5) of the Limitation Act 1980 and as such I have now closed the account.......This means you will hear no more regarding this matter and it will not be passed anywhere else for recovery...."

Result indeed

It's refreshing to see Lowells acting in an ethical way.

[The Tech Clerk]

Re: CAPITAL ONE - STATUTE BARRED

Brilllllllllllllllllllllllllllllllllllll

[CleverClogs (RIP)]

Re: CAPITAL ONE - STATUTE BARRED

It's refreshing to see Lowells acting in an ethical way.

Have they gone mad?

[Undercover Elsa]

Re: CAPITAL ONE - STATUTE BARRED

I love a happy ending. Well done Traveller!

[TRAVELLER]

Re: CAPITAL ONE - STATUTE BARRED

well done

thanks but it was a team effort. What worries me is that vulnerable people will just pay up - believing the "facts" these DCAs say about default dates etc are true!! A while ago I would have done the same myself. Thank goodness for these forums

[CleverClogs (RIP)]

Re: CAPITAL ONE - STATUTE BARRED

well - letter received today from Lowell ...." After reviewing the Account, it has become apparent that it is now subject to Section (5) of the Limitation Act 1980 and as such I have now closed the account.......This means you will hear no more regarding this matter and it will not be passed anywhere else for recovery...."

If they'd bothered to check the details of the account before writing to you, they'd already know that it was statute barred.

So, how much are they going to pay you in compensation?

[CleverClogs (RIP)]

Re: CAPITAL ONE - STATUTE BARRED

thanks but it was a team effort. What worries me is that vulnerable people will just pay up - believing the "facts" these DCAs say about default dates etc are true!! A while ago I would have done the same myself. Thank goodness for these forums

Keep the letter admitting it is Statute Barred as, despite their assurances, it has not been unknown for alleged debts to resurface.

Nor has it been unknown for Bowells to invent phantom payments that would seem to have prevented a debt becoming SB.