CAPITAL ONE - STATUTE BARRED

[TRAVELLER]

Re: CAPITAL ONE - STATUTE BARRED

yes will send asap for you

[TRAVELLER]

Re: CAPITAL ONE - STATUTE BARRED

ok I will send asap thanks

The one from Lowells I presume (post # 37)

[PlanB]

Re: CAPITAL ONE - STATUTE BARRED

which letter do you want me to e-mail please? thanks

The one from Lowells I presume (post # 37)

letter received today from Lowell ...." After reviewing the Account, it has become apparent that it is now subject to Section (5) of the Limitation Act 1980 and as such I have now closed the account.......This means you will hear no more regarding this matter and it will not be passed anywhere else for recovery...."

[TRAVELLER]

Re: CAPITAL ONE - STATUTE BARRED

sorry - haven't posted in a while - which letter do you want me to e-mail please? thanks

Hi

Any chance you could please email me a copy of this letter as we could blank it out and use it against them...... they seem to be bullying people with this SB / DN incorrectness...

Thanks - webmaster@all-about-debt.co.uk

[Never-In-Doubt]

Re: CAPITAL ONE - STATUTE BARRED

well - letter received today from Lowell ...." After reviewing the Account, it has become apparent that it is now subject to Section (5) of the Limitation Act 1980 and as such I have now closed the account.......This means you will hear no more regarding this matter and it will not be passed anywhere else for recovery...."

Result - thanks to all for comments/help/guidance/letters - greatly appreciated

Hi

Any chance you could please email me a copy of this letter as we could blank it out and use it against them...... they seem to be bullying people with this SB / DN incorrectness...

Thanks - webmaster@all-about-debt.co.uk

[Tuttsi]

Re: CAPITAL ONE - STATUTE BARRED

Well done...,. lets hope they keep their word and not sell the debt on to another DCA. Good team work everyone.

[ScabHunter]

Re: CAPITAL ONE - STATUTE BARRED

well - letter received today from Lowell ...." After reviewing the Account, it has become apparent that it is now subject to Section (5) of the Limitation Act 1980 and as such I have now closed the account.......This means you will hear no more regarding this matter and it will not be passed anywhere else for recovery...."

Result - thanks to all for comments/help/guidance/letters - greatly appreciated

Excellent result. As Clownell seem to try this on regularly, it would be a good idea to keep that letter referenced so it can be used again. Anything which is proven to work should be used again and again.

SH

[Never-In-Doubt]

Re: CAPITAL ONE - STATUTE BARRED

Sorry the thread is temporarily in a secure place whilst we de-personalise it

[The Tech Clerk]

Re: CAPITAL ONE - STATUTE BARRED

cheers. I've used your wording above here --> http://forums.all-about-debt.co.uk/s...l=1#post451406

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[nightwatch]

Re: CAPITAL ONE - STATUTE BARRED

good news indeed xx

[Never-In-Doubt]

Re: CAPITAL ONE - STATUTE BARRED

thanks but it was a team effort. What worries me is that vulnerable people will just pay up - believing the "facts" these DCAs say about default dates etc are true!! A while ago I would have done the same myself. Thank goodness for these forums

cheers. I've used your wording above here --> http://forums.all-about-debt.co.uk/s...l=1#post451406

[Never-In-Doubt]

Re: CAPITAL ONE - STATUTE BARRED

Well done. Excellent result

[CleverClogs (RIP)]

Re: CAPITAL ONE - STATUTE BARRED

thanks but it was a team effort. What worries me is that vulnerable people will just pay up - believing the "facts" these DCAs say about default dates etc are true!! A while ago I would have done the same myself. Thank goodness for these forums

Keep the letter admitting it is Statute Barred as, despite their assurances, it has not been unknown for alleged debts to resurface.

Nor has it been unknown for Bowells to invent phantom payments that would seem to have prevented a debt becoming SB.

[CleverClogs (RIP)]

Re: CAPITAL ONE - STATUTE BARRED

well - letter received today from Lowell ...." After reviewing the Account, it has become apparent that it is now subject to Section (5) of the Limitation Act 1980 and as such I have now closed the account.......This means you will hear no more regarding this matter and it will not be passed anywhere else for recovery...."

If they'd bothered to check the details of the account before writing to you, they'd already know that it was statute barred.

So, how much are they going to pay you in compensation?

[TRAVELLER]

Re: CAPITAL ONE - STATUTE BARRED

well done

thanks but it was a team effort. What worries me is that vulnerable people will just pay up - believing the "facts" these DCAs say about default dates etc are true!! A while ago I would have done the same myself. Thank goodness for these forums