If someone has bought the freehold their house is built on , but still have a mortgage on the building what would happen if the house was repossessed as the land belongs to them but not the house , also could they be forced off the land if the bank wanted to sell the house ?

Just wondering...

Hi Guys,

Ok so my own house is due to complete in a couple of weeks so its now time to start thinking about my 2 flats, brief run down of them,

• The 2 flats were converted from a single dwelling back in 2008 and have been separated legally
• They are both tenanted with tenants that

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I might be in the wrong section but, can I ask someone a question about Service Charges? I live in a private comples built around a courtyard. There are 15 appartments and three houses, built in a terrace. I, and two neighbours, have a front and back door. We all pay a service charge of around £1,000...

Hi All,

Firstly, I wasn't sure if this was the correct place to post this thread - so apologies if it requires moving.

I'm looking for some advice on behalf of my neighbour. Like me, she owns (has a mortgage) on her flat and all the flats are leasehold and on a relatively...