I want to have a moan about the bleeping CRAs and their monkeyspank clients.

I was 4 days late with a car loan payment, tops, and they banged on a "1" missed payment marker.

In my view stuff like that should be filed when borrowers are seriously late paying or...

Can anyone translate this?

Organisations can lawfully process personal data without consent - EU can't discriminate between public and private personal data: The Register

Not that I trust that website much nowadays.......