Hi, I'm new on here so hopefully I'm posting in the right place!

I received standard letters from PRA Group on behalf of Verde Experto requesting payment or offering settlement terms for a credit card I'd originally taken out with MBNA in 2002.0 I have simply been ignoring all of them....

Hi all, Sorry to ask what appear to be obvious questions but I am relatively inexperienced in these matters. Had some dialoguw with the DCA (in writing only of course!). Supplied some income and expediture details to prove my restricted income, and because I hate the stress of these matters a F&F...