Following on my from previous topic (moving banks) i am now looking at contacting the PDLs (4 of them!) with a template letter (email) from AAD and offering a payment plan to each.

How do i work out an affordable amount for each that they will accept (ie not too low) but still allow life...

Does anyone know what this interest rate equates to in APR terms.

Cash interest rate .1401360 to .2083920.

Its off a coms log obtained in a SAR. I cant get my head round what they are saying.

Cheers in advance

Hopefully someone can offer some advice .
I had a loan thru EGG .4 years ago i contacted them to say that due to the credit crunch business was going from bad to worst and that i may be in a position that i would struggle to pay the monthly amount .
I was told that in order to alter the...

Hey, I have been assisting a relative of mine get on top of his debt, following a spiral so bad, it led to severe (undiagnosed) depression and suicidal contemplation.

I have managed to get him back on track, and in complete control of his finances.

First, we negotiated a...

I am seeking clarification more than anything else over some conflicting information.

What is the criteria for WTC for people in receipt of DLA - LRC and LRM.

Wont put up what I have been told / found so far. (just so not to lead people to the same conclusion if that makes...