DH recevied a letter today from BLS, bit of background we have 2 UE's with Lloyds tsb and this letter wa reference to a loan (it was a consolidation / new loan)

When we took out this loan it was when I was very sick with the big C, and unable to work... I was also off because I was pregnant...

15 December 2010
Can anyone help me. What do I do next? I have uploaded a copy of the last letter I received from Barclaycard - 5th Dec.

Do I write to Mercers and if so what do I say? Do I also need to respond to Barclaycard?

Here are the details:

Type of...

Hello all,

I'm trying to get myself organised and really hoping this diary will help me (definitely can't hurt!). To cut a long story short, I got myself into a huge amount of debt and after a drastic change in circumstances things finally spiralled out of control and I got default after...

Hey,

I've used UE before successfully from MSE so followed niddy over here!

Got a letter through from red dcs on the 10th sept

Account overdue from O2 by £130.

I know I haven't always been very organised but I don't think I owe O2 any money.......

Hi, I've been reading loads on here and on MSE over the last couple of weeks and am a little stuck as to what I should do.

Me and the other half started a DMP with CCCS on 1st Feb this year, and some creditors have been really understanding with us, but some haven't, some have continued...

Unenforceability Diaries

This is the section that you are free to post details of your diary, once you commence the Unenforceability route. This is a shared discussion area and other members will post words of support and pose questions, on your thread - we encourage this, the more people...