What to get as next car?

[PlanB]

Re: What to get as next car?

If you are fronting and you daughter has a crash, they will find out and the claim will be declinded and you will be both done for insurance fraud!!! I've seen it happen, i'm all for getting the cheapest deal but lying to do it isn't the way forwards.

I'm not lying. It's my car and she's a named driver so there's nothing fraudulant about it. We both drive it.

[mgfboy]

Re: What to get as next car?

I insure my daughter's car (we're both named on the V5/log book) with me as the owner and sole driver, and her as my one "named driver" which keeps the premium really low because I'm an old women in insurance terms with a 40 years No Claims Bonus history

Strictly speaking this is known as "fronting" but what the hell

It's insured with Direct Line which is the only car insurance company which lets a "Named Driver" accumalate a No Claims Bonus of their own so that after 5 years the "Named Driver" can have their own insurance using that full 5 years' No Claims Bonus.

Does your Mum already have a car insured of her own

If you are fronting and you daughter has a crash, they will find out and the claim will be declinded and you will be both done for insurance fraud!!! I've seen it happen, i'm all for getting the cheapest deal but lying to do it isn't the way forwards.

[kilasuit]

Re: What to get as next car?

1 i admit was totally my fault due to being inexperienced
2nd however i never really had chance to fight about it totally other drivers fault but i was working so much the priority of actually dealing with it went to the bottom of the list.

[PlanB]

Re: What to get as next car?

My Insureance would have been £800 paid in 1 but its 80 a month for 10 months with 260 deposit even then thats only £1100 for 22 and 2 accidents recorded too and been driving since July 2011.

from my same insurers for the land rover it was £1500 if paid monthly without my mum on the policy

[kilasuit]

Re: What to get as next car?

I insure my daughter's car (we're both named on the V5/log book) with me as the owner and sole driver, and her as my one "named driver" which keeps the premium really low because I'm an old women in insurance terms with a 40 years No Claims Bonus history

Strictly speaking this is known as "fronting" but what the hell

It's insured with Direct Line which is the only car insurance company which lets a "Named Driver" accumalate a No Claims Bonus of their own so that after 5 years the "Named Driver" can have their own insurance using that full 5 years' No Claims Bonus.

Does your Mum already have a car insured of her own

yes she does and shes a named driver on my policy to bring it down when i took it out in july although the new quotes i didnt include her on this time which is evem more confusing.

My Insureance would have been £800 paid in 1 but its 80 a month for 10 months with 260 deposit even then thats only £1100 for 22 and 2 accidents recorded too and been driving since July 2011.

from my same insurers for the land rover it was £1500 if paid monthly without my mum on the policy

[PlanB]

Re: What to get as next car?

Direct Line are not on any of the internet comparison websites and they are really open to haggling over quotes I've been with them for years and we argue over every renewal premium and it always gets reduced

I didn't know about Aviva so I'll try them next time so thanks Jen

[jen_br]

Re: What to get as next car?

Aviva do that too!! thats what we did with DS.

[The Tech Clerk]

Re: What to get as next car?

I insure my daughter's car (we're both named on the V5/log book) with me as the owner and sole driver, and her as my one "named driver" which keeps the premium really low because I'm an old women in insurance terms with a 40 years No Claims Bonus history

Strictly speaking this is know as "fronting" but what the hell

It's insured with Direct Line which is the only car insurance company which lets a "Named Driver" accumalate a No Claims Bonus of their own so that after 5 years the "Named Driver" can have their own insurance using that full 5 years' No Claims Bonus.

Does your Mum already have a car insured of her own

There is another company doing that as well I will try to remember who advertised it, I did it i.e. me being added driver to the daughters to make it cheaper for her, BUT after 48 years would of been no claims driver myself, I tried Direct line and be honest their prices were way over the Top, admiral was the same.

[PlanB]

Re: What to get as next car?

I insure my daughter's car (we're both named on the V5/log book) with me as the owner and sole driver, and her as my one "named driver" which keeps the premium really low because I'm an old women in insurance terms with a 40 years No Claims Bonus history

Strictly speaking this is known as "fronting" but what the hell

It's insured with Direct Line which is the only car insurance company which lets a "Named Driver" accumalate a No Claims Bonus of their own so that after 5 years the "Named Driver" can have their own insurance using that full 5 years' No Claims Bonus.

Does your Mum already have a car insured of her own

[kilasuit]

Re: What to get as next car?

As a shock to me last night found a 1.8 v reg land rover freelander for 1k on ebay and jokingly went to see what insurance was like only £400 more a year than what i'm currently paying.

That threw me a milestone as was expecting insurance to be more like £1500 more a year.

[kilasuit]

Re: What to get as next car?

If you buy a Pug I'll come over the border and kick your arse too!

You got any suggestions then Oscar??

[oscar]

Re: What to get as next car?

If you buy a Pug I'll come over the border and kick your arse too!

[kilasuit]

Re: What to get as next car?

When I explained things she seemed less miffed with me.

Plus don't get me wrong I love my little micra. Hence I won't be selling it but letting missus use it. (Thou she will be supervised to begin with as not to put me at much worry.)

[PlanB]

Re: What to get as next car?

Needless to say he ( and my dearest mum who bless her rang me up and shouted at me lol)

Because that's what we Mums do

[jen_br]

Re: What to get as next car?

LOl I would have too!