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Hi all, newbie here, has anyone ever used Concept Loans? I applied for 1 & they said they've accepted me but they r asking that I transfer the first instalment into their bank & then within 30 mins they will send the loan to me???
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www.conceptcarcredit.co.uk › bad-credit-car-loans Are Bad Credit Car Loans the Way to Go? - Concept Car Credit
28 Jun 2018 - The media have long made up their mind: Bad credit car loans are a serious problem and need to disappear! Just open up the newspaper to a ...
Car ;#loan no doubt?? if a company wanted a 1st payment ahead of giving loans the alarm bells would ring??? a spammer could do the same and money into their account and run???
await somebody who may know this company etc???I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
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Yes that's what I was thinking too, I have never heard of companies asking for a payment upfront before. Said they cannot take card payments as all calls are recorded????
I have googled them to see if there are any reviews on them but nothing is coming up, they don't even have any on their website.Comment
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Sub Status Effective Date This is the date from which the Current Sub Status has applied
11/12/2019659076I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Hi, I don't think that is the same people.
Their website is www.conceptloans.co.uk, I have had a look on it and it does look above board but I am unsure.Comment
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uk.trustpilot.com › review › www.conceptcarcredit.co.uk
Concept Car Credit Ltd Reviews | Read Customer Service ...
Rating: 4.7 - ?1,272 reviews
Do you agree with Concept Car Credit Ltd's star rating? Check out what 1272 people have written so far, and share your own experience
some of the reviews ring bells in my mind = somewhat reparative, few bad near the end about pushy salesmen? but might be me warning bells ????? see anybody know them, remember these people percentage rate is very high. buy a cheap run around until you can afford upgrades??? my thinking????
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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[lease answer is it the car loans you were looking at>I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Hi sorry, no it was a personal loan I was looking for to clear my debts so I just had the one payment to make.Originally posted by The Tech Clerk View PostComment
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oncept Loans is a company registered in the UK,
Reg. Address: Name& Registered Office: 515 Crown St, Failsworth M35 9BG, United Kingdom
Registered with the Information Commissioner's Office - details on public register www.conceptloans.co.uk E-Mail :info@conceptloans.co.uk cannot find FCA registration as such, only registered with ICO?????????/ strange await others??
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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Hi
That is the email address that they have been emailing me from, just thought it really strange that they asked for a month upfront.
States on the agreement they promise to pay as soon as you have transferred the payment within 30 mins, it then states that there will only be 47 monthly payments to pay starting from March. I am just a worry wart and don't want to transfer and then end up with nothing.Comment
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hang on let other respond who may know this lot
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
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HelloOriginally posted by Coolio1981 View Post
Before taking out a consolidation loan to clear your debts, why not see if any of them are unenforceable in law first?
Are any of your debts credit cards, loans, overdraft etc?
Di
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Hi DianaOriginally posted by Diana Mayhew View Post
Hello
Before taking out a consolidation loan to clear your debts, why not see if any of them are unenforceable in law first?
Are any of your debts credit cards, loans, overdraft etc?
Di
Yes, 2 credit cards, a loan, a payday loan and a catalogue.Comment
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