GDPR Cookie Consent by SimpleServe Privacy Script Concept Loans - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Concept Loans

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • Coolio1981
    replied
    Originally posted by Diana Mayhew View Post

    Hello

    Before taking out a consolidation loan to clear your debts, why not see if any of them are unenforceable in law first?

    Are any of your debts credit cards, loans, overdraft etc?

    Di
    Hi Diana

    Yes, 2 credit cards, a loan, a payday loan and a catalogue.

    Leave a comment:


  • Joanna Connolly Solicitors
    replied
    Originally posted by Coolio1981 View Post

    it was a personal loan I was looking for to clear my debts
    Hello

    Before taking out a consolidation loan to clear your debts, why not see if any of them are unenforceable in law first?

    Are any of your debts credit cards, loans, overdraft etc?

    Di

    Leave a comment:


  • Coolio1981
    replied
    Originally posted by The Tech Clerk View Post
    hang on let other respond who may know this lot
    That sounds like a good idea

    Leave a comment:


  • The Tech Clerk
    replied
    hang on let other respond who may know this lot

    Leave a comment:


  • Coolio1981
    replied
    Hi

    That is the email address that they have been emailing me from, just thought it really strange that they asked for a month upfront.

    States on the agreement they promise to pay as soon as you have transferred the payment within 30 mins, it then states that there will only be 47 monthly payments to pay starting from March. I am just a worry wart and don't want to transfer and then end up with nothing.

    Leave a comment:


  • The Tech Clerk
    replied
    oncept Loans is a company registered in the UK,

    Reg. Address: Name& Registered Office: 515 Crown St, Failsworth M35 9BG, United Kingdom

    Registered with the Information Commissioner's Office - details on public register www.conceptloans.co.uk E-Mail :info@conceptloans.co.uk cannot find FCA registration as such, only registered with ICO?????????/ strange await others??

    Leave a comment:


  • Coolio1981
    replied
    Originally posted by The Tech Clerk View Post
    [lease answer is it the car loans you were looking at>
    Hi sorry, no it was a personal loan I was looking for to clear my debts so I just had the one payment to make.

    Leave a comment:


  • The Tech Clerk
    replied
    [lease answer is it the car loans you were looking at>

    Leave a comment:


  • The Tech Clerk
    replied
    uk.trustpilot.com › review › www.conceptcarcredit.co.uk
    Concept Car Credit Ltd Reviews | Read Customer Service ...







    Rating: 4.7 - ?1,272 reviews
    Do you agree with Concept Car Credit Ltd's star rating? Check out what 1272 people have written so far, and share your own experience


    some of the reviews ring bells in my mind = somewhat reparative, few bad near the end about pushy salesmen? but might be me warning bells ????? see anybody know them, remember these people percentage rate is very high. buy a cheap run around until you can afford upgrades??? my thinking????

    Leave a comment:


  • Coolio1981
    replied
    Hi, I don't think that is the same people.

    Their website is www.conceptloans.co.uk, I have had a look on it and it does look above board but I am unsure.

    Leave a comment:


  • The Tech Clerk
    replied


    Concept Mortgages Logo

    Leave a comment:


  • The Tech Clerk
    replied
    Sub Status Effective Date This is the date from which the Current Sub Status has applied

    11/12/2019
    659076

    Leave a comment:


  • Coolio1981
    replied
    Yes that's what I was thinking too, I have never heard of companies asking for a payment upfront before. Said they cannot take card payments as all calls are recorded????
    I have googled them to see if there are any reviews on them but nothing is coming up, they don't even have any on their website.

    Leave a comment:


  • The Tech Clerk
    replied
    www.conceptcarcredit.co.uk › bad-credit-car-loans Are Bad Credit Car Loans the Way to Go? - Concept Car Credit



    28 Jun 2018 - The media have long made up their mind: Bad credit car loans are a serious problem and need to disappear! Just open up the newspaper to a ...

    Car ;#loan no doubt?? if a company wanted a 1st payment ahead of giving loans the alarm bells would ring??? a spammer could do the same and money into their account and run???


    await somebody who may know this company etc???

    Leave a comment:


  • Coolio1981
    started a topic Concept Loans

    Concept Loans

    Hi all, newbie here, has anyone ever used Concept Loans? I applied for 1 & they said they've accepted me but they r asking that I transfer the first instalment into their bank & then within 30 mins they will send the loan to me???
Working...
X