TTC v Very

[The Tech Clerk]

Re: TTC v Very

Scotcall dealt with them on behalf of my daughter, who Lowells put on her for a shop direct account, do not like an actual Bill being sent to them which is for more than they are chasing, built up of:- my time, cost of recorded delivery, time spent responding and travel to post office in response to their threatograms, etc they have sent the account back to Lowells due to the content of the last letter (Bill) to them.

[The Tech Clerk]

Re: TTC v Very

letter from Impact to-day states you have 72 Hours to make payment if not will result in a notice of Default being issued, letter dated 1st March 2013 = to-days date 8th March 2013, what idiots.

Well in view of the fact they refuse to accept the payments I offered and markers on CRA file which will never drop off if I continue to pay them then I might as well record all correspondence as I do to show I tried to get an agreement, then a default will have to be lodged and then drop off after 6 years where a AR marker would restart the 6 year time clock, they are prats they could get some if they agreed as situation can change over time, but they will have threat as usual and I will file, it is no use paying them anything if it less than charges etc, I keep a spreadsheet as well up dating every month. also my request for e-mail correspondence only being ignored.

[The Tech Clerk]

Re: TTC v Very

04/03/2013 Impact/Vanquis = 14.06 p.m. = 01412372152
05/03/2013 Impact/Vanquis = 14.07 p.m. = 02034177812
06/03/2013 impact/vanquis = 18.58 p.m. = 0208759577
07/03/2013 Impact/Vanquis = 10.43 a.m. = 01133188647
08/03/2013 Impact/Vanquis = 11.08 a.m. = 02392943753
09/03/2013 Impact/Vanquis = 10.46 a.m. = 02087599577 also 1 call 10.44/10.44.23/10.45

[The Tech Clerk]

Re: TTC v Very

• VANQUIS USED PHONE NUMBERS – HARRASEMENT CASES
•
00123456789
01133453256
02895438102
01273945017
01214395279 01634780015
01908415451
02477673401
01253423398
01482908271
01158370836
01412372053
01752656101
01913400132
02034179149
01225920251
01273945017
01412371287
01412371498
01412371532
01513450916
01513450947
01513458383
01603920183
01612226216
01612227943
01614449222
01634816300
01752651087
01913400235
02080450488
02381780024
02477676018
02895438102
02921156491
08000190537
08000191554
08000191556
08000192516
08000192516
08002888640
01914478686
01614440635
08000191556
08702407150
Caller: vanquis/impact collections

01752651087
01225920251
01634816300
02921156491
01612227943
01612226216
01603920183
01614449222

08000192516
02381780024
02477676018
08002888640
08000191554
08000190537
01412371498
01513458383
01173294446
01133453256
02895438102
01273945017
01752651087
01225920251
01634816300
02921156491
01612227943
01513450916
08000192672
01277500081
01792447095
02393077257
01172398914
01422647382
02895086027
02034179161
02035382699
01316290069
01513451792
01274966163
01214390347
01614443026
01172399005
01133188657 (also note your own area code Number followed by a number 4+ they use)

[The Tech Clerk]

Re: TTC v Very

Wonder if the no number calls 4 in the matter of 7 minutes are out sourced Mumbai etc calls from Vanquis/Very//HSBC?

[The Tech Clerk]

Re: TTC & VANQUIS CREDIT CARD

[QUOTE=The Tech Clerk;293147]

28/02/2013 = 01604443026 - Vanquis (Impact collections) = 08.22 a.m.

update

n updated to-day

strange = makes no impact on me.

[The Tech Clerk]

Re: TTC v Very

and they ignore FOS Guidelines because the monopolies commission allowed them all to swallow up the competition they think they are the law and any other law is no relevant to them, but of course FOS/FSA only provide Guidelines therefore they say we do not have to comply as they are only guidelines, = no wonder this country is in such a mess.

[The Tech Clerk]

Re: TTC v Very

Sent same FSA note to Vanquis = just for the record sent to-day

All they can do is send a response days later contact us on for plans.

[The Tech Clerk]

Re: TTC & VANQUIS CREDIT CARD

[QUOTE=The Tech Clerk;290937]

Update

01913400132 - 25/02/2013 -= Vanquis Bank 17.59 hrs

28/02/2013 = 01604443026 - Vanquis (Impact collections) = 08.22 a.m.

update

[The Tech Clerk]

Re: TTC v Very

well ignored so a letter gone to them.

Sent same FSA note to Vanquis = just for the record sent to-day

[The Tech Clerk]

Re: TTC v Very

financial difficulties to pay more than they can reasonably afford.
j. failing to allow for alternative, affordable, repayment amounts
when a reasonable proposal is made by a debtor or a third party
representative acting on his behalf (for example, a debt adviser)
k. not having appropriate regard to the principles of the Common
Financial Statement (or equivalent)
l. making threatening statements or gestures or taking actions
which could reasonably be construed as suggesting harm, or
risk of harm, to debtors
m. failing to suspend the active pursuit of recovery of a debt for a
reasonable period
34
under circumstances in which it can be
evidenced that the debtor is developing a repayment plan on his
own account or with the assistance of an appropriate third
party representative
35
n. making undue, excessive or otherwise inappropriate use of
statutory demands when pursuing arrears or debts






Will give you 5 days to action, dated this the 16th Day of February 2013 at the hour of 16.14 p.m. = VERY

x x SENT TO-DAY

well ignored so a letter gone to them.

[The Tech Clerk]

Re: TTC v Very

Letter from Nationwide Debt collections NDR Very thanks for a payment (£20.00) it is not acceptable to us, below is what we expect from you £45.65 use to be £55.65? contact us to clear arrears, until you clear arrears "YOU WILL NOT BE ABLE TO USE THE CATALOGUE AGAIN." Whattttttttttttttt!bla bla bla it goes on. use the cat again no thank you.!

[The Tech Clerk]

Re: TTC v Very

Letter from Impact collections aka Vanquis in house, they want £xxx.xx, so they are ignoring difficulties .

and they STATE THEY ARE pursuing me for the amount alleged. Never threaten in that manner as the response they may get is not what they expect.

[The Tech Clerk]

Re: TTC & VANQUIS CREDIT CARD

[QUOTE=The Tech Clerk;289866]

12/02/2013 = 01143272136 = 08.34
12/02/2013 = 01143272136 = 09.08
12/02/2013 = 01143272136 = 14.20
12/02/2013 = 01143272136 = 16.04
12/02/2013 = 01143272136 = 19.28
13/02/2013 = 01614449222 = 13.55
13/02/2013 = 01614449222 = 16.54
updated
14/02/2013 = code:-411298 = 14.18 (Note:- Using your own area code then 4 etc)
18/02/2013 = 02035382699 = 09.39
18/02/2013 = 02034753158 = 09.45 (CODE NUMBER AS ONE BEFORE SUGGEST VANQUIS AS WELL.

Update

01913400132 - 25/02/2013 -= Vanquis Bank 17.59 hrs

[The Tech Clerk]

Re: TTC v Very

financial difficulties to pay more than they can reasonably afford.
j. failing to allow for alternative, affordable, repayment amounts
when a reasonable proposal is made by a debtor or a third party
representative acting on his behalf (for example, a debt adviser)
k. not having appropriate regard to the principles of the Common
Financial Statement (or equivalent)
l. making threatening statements or gestures or taking actions
which could reasonably be construed as suggesting harm, or
risk of harm, to debtors
m. failing to suspend the active pursuit of recovery of a debt for a
reasonable period
34
under circumstances in which it can be
evidenced that the debtor is developing a repayment plan on his
own account or with the assistance of an appropriate third
party representative
35
n. making undue, excessive or otherwise inappropriate use of
statutory demands when pursuing arrears or debts






Will give you 5 days to action, dated this the 16th Day of February 2013 at the hour of 16.14 p.m. = VERY

x x SENT TO-DAY