Originally posted by nightwatch
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I have just escalated my FOS complaint from the Adjudicator to an Ombudsman for the same reason.
I didn't qualify for any of the 'benefits' in the package, either because of my *ahem* age or existing duplicate cover elsewhere.
As far as I was concerned I was paying for a VIP service from a personal relationship manager with a dedicated mobile number.
I downgraded the account when I discovered that I could have the same VIP service without the package, and the same overdraft limit.
Since I hadn't been overdrawn for years I would at least expect a refund for the time I was paying for the bigger necessary overdraft, although it may be reasonable to offset the amount I 'saved' by getting a lower interest rate when I was overdrawn.
We'll see.
Di
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