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Hi, I got some help from Citizen Advise Scam helpline and trying to sort this out. Its quite hard and stressful time for me. I edited this post to hide details offline for the time being.
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Last edited by johnbruce; 9 September 2021, 18:54. -
Hi Johnbruce
I can certainly understand your being stressed.
The answers to your questions are:
1. Yes - send documentary evidence to support what you are saying including the Police Scotland incident report reference if possible with it.
2. It shouldn't but it likely will if Halifax do a CIFAS report
3. Yes they can
4. You need to check your credit file and send a GDPR request to Halifax. I am tagging @neverindoubt in to this thread as he will be able to help on the CIFAS issue
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I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.
If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. -
Legal Disclaimer
I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at colin@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. Our initial advice is always free.
Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.ukComment
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Hi
If you email me directly with more info I'll help you to get this wiped if it's doable.
webmaster@all-about-debt.co.ukI'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
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Never-In-Doubt Thanks God. With the help of Niddy, I sorted out this issue and bank agrees to restore my account. This was new to me and not possible without help and support of Niddy. Thank you very much.Comment
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