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  • #46
    There are no silly questions , good luck. Xx
    if you do it today and you like it you can always do it again tomorrow


    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #47
      Sent copy of cca to webmaster@aad. Had a reply this morning says it is unenforceable and doesn't satisfy my s78 request. Not sure what I do next as link state in there letter they have satisfied my request and the debt is now enforceable and I need to contact them with a payment plan. If link believe the debt is enforceable and I now know it isn't what are my next steps please?

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      • #48
        Originally posted by N888 View Post
        Sent copy of cca to webmaster@aad. Had a reply this morning says it is unenforceable and doesn't satisfy my s78 request. Not sure what I do next as link state in there letter they have satisfied my request and the debt is now enforceable and I need to contact them with a payment plan. If link believe the debt is enforceable and I now know it isn't what are my next steps please?
        No communication with LINK so File and await their next letter.
        The last thing you want is for LINK to put any errors Right and turn that UE CCA into EN.

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        • #49
          they are not going to say different are they, sit on your hands for now
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #50
            Originally posted by N888 View Post
            Not sure what I do next as link state in there letter they have satisfied my request and the debt is now enforceable and I need to contact them with a payment plan. If link believe the debt is enforceable and I now know it isn't what are my next steps

            Well they would say that wouldn't they

            Your next step is to do nothing. Wait for them to make the next step.

            Di
            Legal Disclaimer

            I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at di@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. Our initial advice is always free.

            Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

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