PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

[Phoenix]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

Hoping it's Restons.

I do hope so.

[sebaab]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

Fantastic news once again. Well done!

[Never-In-Doubt]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

this is great news, long may it last , they will have to start a fund to keep themselves in work soon,

See I am more of the thinking that PRA have bullied their way through thinking (incorrectly) that the law does not apply to them and have never really been squared up against. However luckily for us, Jo knew she was right and knew they were wrong so she did in fact square up to them and this is the outcome - repeated beatings.

I hope it does more than require a fund, I hope it forces them to reconsider their whole business plan because they have now been proved wrong and in fact, I wonder how many incorrect judgments have been made as a result of their bullying?

It's firms like this which give the whole industry a bad name, unnecessarily so.

Well done Jo. Keep at it

[nightwatch]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

this is great news, long may it last , they will have to start a fund to keep themselves in work soon,

[Never-In-Doubt]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

That's excellent news, well done. I wonder which company will be you next victim?

Hoping it's Restons. They're being typical twats again.

[cymruambyth]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

That's excellent news, well done. I wonder which company will be you next victim?

[Joanna Connolly]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

Another headache for PRA Group (UK) Limited today as we won another case against them in Walsall County Court. The District Judge found for us in all our defence points - the agreement unenforceable, no evidence of assignment, bad default notice, non service of statutory notices and s.78 CCA 1974 breach. Refused permission to appeal. It was a 10k claim.

[PlanB]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

Good to see the celebrations continue

The judgment will have a lasting effect too.

I'll update a bit more next week.

Di

[rockwell]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

many congratulations, a fabulous result!

Delighted for plan b and the forum in general, so helpful to me over the last few years.

[oscar]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

I do like it when MBNA get very much kicked in the balls. I cant think why though

[nanna58]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

Warmest congratulations what an awesome outcome xxxx

[julian]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

In this instance, and this is why this case is so important, the two signed credit agreements they produced in evidence weren't "reconstituted" documents.


PRA Group (UK) Limited presented them to us and the court as scanned copies of the two original signed MBNA agreements with the prescribed terms & conditions on the back of both. The court found as fact this was not the case for each agreement and that both were therefore irredeemably unenforceable under s.127 (3) of the Consumer Credit Act 1974..


Similarly with the Deeds of Assignment even though virtually totally unredacted Deeds were presented to the court, together with letters confirming the assignment from MBNA etc again the court found that that there was no evidence of assignment of our client's debt presented to the court.

I don't quite understand the first part.
Does this mean that the 'scanned copies' presented in court were scanned from documents 'created' using a John Bull Printing Set and a signature 'rescued' from correspondence?

Having seen a redacted single entry on an abbreviated Excel spreadsheet line I can see why most people would reject it a evidence.

[Spud]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

I do love good news here on AAD

And this is certainly good news

Well done Plan B for holding your nerve and to everybody who assisted - Such great news

[sebaab]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

A great result. Congrats to you both and in fact congrats to all who have dealings with PRA. Great to see them get spanked!

[Joanna Connolly]

Re: PRA GROUP (UK) LIMITED v DIANA MAYHEW - WIN

In this instance, and this is why this case is so important, the two signed credit agreements they produced in evidence weren't "reconstituted" documents.


PRA Group (UK) Limited presented them to us and the court as scanned copies of the two original signed MBNA agreements with the prescribed terms & conditions on the back of both. The court found as fact this was not the case for each agreement and that both were therefore irredeemably unenforceable under s.127 (3) of the Consumer Credit Act 1974..


Similarly with the Deeds of Assignment even though virtually totally unredacted Deeds were presented to the court, together with letters confirming the assignment from MBNA etc again the court found that that there was no evidence of assignment of our client's debt presented to the court.