Barclays s.77A, 86 & 86 /E notices

[5corpio]

Re: Barclays s.77A, 86 & 86 /E notices

Aka - mrs 5corpio can't claim any money from the loan interest. when she had taken out the loan in 2008

[mystery1]

Re: Barclays s.77A, 86 & 86 /E notices

Aka - mrs 5corpio can't claim any money from the loan interest. when she had taken out the loan in 2008

If she was in arrears and/or had default charges applied then yes she may be able to claim charges and interest back.

The reason the loan was mentioned is because if you never had a loan you wouldn't ever get a notice that could be faulty and therefore have charges/interest added when technically they shouldn't have been.

M1

[5corpio]

Re: Barclays s.77A, 86 & 86 /E notices

thanks Mystery1 - makes more clear sense - no she has no defaults

[Paul.]

Re: Barclays s.77A, 86 & 86 /E notices

s77A isnt about defaults

read the section, its clear, im too tired to write up something on it but yea read the provision it will be clear

[mystery1]

Re: Barclays s.77A, 86 & 86 /E notices

s77A isnt about defaults

read the section, its clear, im too tired to write up something on it but yea read the provision it will be clear

Yearly statements, non default

I'm not logging on to firefox to paste it though.

Rest applies to 86, 86e.

[5corpio]

Re: Barclays s.77A, 86 & 86 /E notices

yup, if i were to read the Telegraph front to back, i wouldn't know what was on the first page by the time i go to the beginning again if i were to read. simplified is an easier answer

suppose this would make it an answerable question as:
basic QUESTION IS - based on if someone been issued/served statutory notices some or all of the s.77A, s.86B, s.86D or s.86E on a Barclay Loan.

In this indication that mrs 5corpio never had in the first place been served a Notice = is irrelevant to this thread

[Paul.]

Re: Barclays s.77A, 86 & 86 /E notices

WEll if she had a loan in 2008 then she should have been served,

[5corpio]

Re: Barclays s.77A, 86 & 86 /E notices

been served what? she not been defaulted, has no statutory Notice served on her loan as its been paid back in full in the agreed 36 month time, she only has the original agreement (interest charge, loan amount) and with the T&C

must be missing something on thread request
thanks Paul

EDIT
information on hand that was given to her at the time By Barclays:

agreement
Pre-Contract Information
Notice about cancellation rights
Terms and Condition of Barclay Loan Plus without protection
Letter of Agreement

[Never-In-Doubt]

Re: Barclays s.77A, 86 & 86 /E notices

Ok everyone calm down.

A statutory notice is like a default sums notice. You MUST have had one. "we're charging you £x and also x% interest" etc etc

--> http://www.legislation.gov.uk/ukpga/1974/39/section/77A

[Never-In-Doubt]

Re: Barclays s.77A, 86 & 86 /E notices

been served what? she not been defaulted, has no statutory Notice served on her loan as its been paid back in full in the agreed 36 month time, she only has the original agreement (interest charge, loan amount) and with the T&C

must be missing something on thread request
thanks Paul

EDIT
information on hand that was given to her at the time By Barclays:

agreement
Pre-Contract Information
Notice about cancellation rights
Terms and Condition of Barclay Loan Plus without protection
Letter of Agreement

have they issued an annual statement? It'll be with that I'd presume.....

[Never-In-Doubt]

Re: Barclays s.77A, 86 & 86 /E notices

--> http://uk.finance.yahoo.com/news/bar...005704354.html

A spokesman described the problem, which relates to arrears notices and statements, as "technical documentary errors".

[5corpio]

Re: Barclays s.77A, 86 & 86 /E notices

and here is our blog posting on 17th September about it - lol
Bungling Barclays faces £100m payout for paperwork blunder

[Never-In-Doubt]

Re: Barclays s.77A, 86 & 86 /E notices

Non Defaulted Accounts - you MUST be issued an annual statement. It's these that are wrong

Defaulted / Accounts in arrears - you MUST be issued a notice of default sums. It's these that are wrong

Simple enough?

[Never-In-Doubt]

Re: Barclays s.77A, 86 & 86 /E notices

and here is our blog posting on 17th September about it - lol
Bungling Barclays faces £100m payout for paperwork blunder

Even better. Dunno why I linked to yahoo

[5corpio]

Re: Barclays s.77A, 86 & 86 /E notices

have they issued an annual statement? It'll be with that I'd presume.....

Yes, has annual statement - i'll fire it across tuesday night to other source as per message Niddy - Cheers !

EDIT: Documents Been Submitted 24th Sept