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WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

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  • #1

    WIN - PRA Group (UK) Limited Defeated Again in Truro County Court today

    PRA GROUP (UK) Limited were again defeated today in Truro County Court when the District Judge dismissed the claim having found that they -

    1. had not proved assignment so no legal right to bring the claim
    2. had not proved service of a Default Notice despite producing a reconstituted document
    3. were in breach of section 78 Consumer Credit Act 1974.


    Another happy client!
    Legal Disclaimer
    I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.

    If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340.
    Tags: None
    • 12 likes
  • #2
    Carry on like this and they will throw in the towel as soon as you become involved. Well done again!
    • 4 likes

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    • #3
      I so love to read posts like this.

      Fantastic work again by Jo!
      • 3 likes

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      • #4
        Today's win is a hat trick as this is the third case PRA Group (UK) Limited have lost against us since last month. In each case the District Judge ruled that they had not proved assignment so had no title to sue as well as other findings...
        Legal Disclaimer
        I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.

        If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340.
        • 6 likes

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        • #5
          Brilliant news, congratulations on the hard work and keep on fighting. Thank you on behalf of everyone.
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
          • 4 likes

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          • #6
            What a formidable team! Well done Jo et al.
            • 3 likes

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            • #7
              Well done Jo.
              Hopefully PRA willl think twice in future when confronted by your good self.
              • 3 likes

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              • #8
                Brilliant news!

                Sounds as if you have them on the run ....
                I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
                • 2 likes

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                • #9
                  I hope they got stung for costs.
                  • 3 likes

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                  • #10
                    well done, do you think that when people say you are their solicitor PRA may in the future go " shit" let's forget it?
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.
                    • 5 likes

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                    • #11
                      Brilliant news
                      • 2 likes

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