Tweet
Another win against PRA Group (UK) Limited at trial in Dudley County Court £9.5k small claims- won on prelim issue of assignment - awarded costs as well
-
Legal Disclaimer
I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.
If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. -
Congratulations to you and your team.I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username. -
Lovely to hear good news - congrats on hard workI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
-
Such great news and no doubt a massive relief to the defendant - Well done to allI'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
-
Such a wonderful result for the defendant. Well done to all involved - what a fabulous team.Comment
-
Originally posted by Joanna Connolly View Post
I think the important thing to note is that this case was won on a preliminary issue (the assignment not proved) without the DJ feeling the need to rule on all the other legal arguments.
This demonstrates that a credit agreement which is 'enforceable' does not necessarily mean a claim can't be defeated in court where there are assignment and other legal issues.
DiComment
-
Brilliant! Well done to all and I think this gives hope and encouragement to others. Long may it continue.Comment
-
Oh Dear, never mind haha
It's great when, as you say Di, cases prove there are far more arguments to have than just the agreement. You really would think they would get their houses in order- lets hope that they don'tComment
Comment