stuffthebanks' UE diary

[Never-In-Doubt]

Re: stuffthebanks' UE diary

Nidd's, i reckon you and Clever clogs are the same person.......

Now you know that ain't true

[stuffthebanks]

Re: stuffthebanks' UE diary

It seems MKDP have grown tired of arguing with you so they've escalated it to MKRR.

Although they are part of the same group they act independently which means they either don't know or pretend not to know the history of your dealings with MKDP. This is good in some ways because you can start the letter cycle again when appropriate.

I agree with what's been said. Since they've merely introduced themselves and not threatened anything there's probably no need to reply. Their next letter is likely to be more stroppy and may well need a response but not yet. The letter writing process may then continue for a while before your account will be sent to Raven Recoveries where the whole cycle starts again.

I've been to court against MKDP recently and they managed to produce documents at the eleventh hour (albeit they still lost). So I wouldn't get overly excited about what cards they are holding at the moment because that could change at any time. However what they can't do is come up with a recon of a document which wasn't properly executed in the first place.

Plan B x

Cheers for that Pan B.....i always appreciate feedback/ guidance / reassurance...
Your experience in the fight against this lot is invaluable.....
Thanks for taking time out to reply......i am very grateful....

All the best

[stuffthebanks]

Re: stuffthebanks' UE diary

Clevercloggs will argue that in his own way!

Never known Cloggy to play it any other way.......

[PlanB]

Re: stuffthebanks' UE diary

and letter received today from MKRR,whom i know are all part of the Campo group....same blood sucking scum....
Regardless of attempts by phone and letter they have still not received my offer of payment....
The rest goes on to say they want to help reduce the debt and may need to take further action to resolve...

It seems MKDP have grown tired of arguing with you so they've escalated it to MKRR.

Although they are part of the same group they act independently which means they either don't know or pretend not to know the history of your dealings with MKDP. This is good in some ways because you can start the letter cycle again when appropriate.

I agree with what's been said. Since they've merely introduced themselves and not threatened anything there's probably no need to reply. Their next letter is likely to be more stroppy and may well need a response but not yet. The letter writing process may then continue for a while before your account will be sent to Raven Recoveries where the whole cycle starts again.

I've been to court against MKDP recently and they managed to produce documents at the eleventh hour (albeit they still lost). So I wouldn't get overly excited about what cards they are holding at the moment because that could change at any time. However what they can't do is come up with a recon of a document which wasn't properly executed in the first place.

Plan B x

[The Tech Clerk]

Re: stuffthebanks' UE diary

Nidd's, i reckon you and Clever clogs are the same person.......

Clevercloggs will argue that in his own way!

[stuffthebanks]

Re: stuffthebanks' UE diary

Nidd's, i reckon you and Clever clogs are the same person.......

[Never-In-Doubt]

Re: stuffthebanks' UE diary

Bow my head to you fella, you have some memory.....
I looked through the terms and spotted a reference on the repayments section that refers to accounts on or after 2010...........
Now i may be thick, but a true copy, recon or not has to be as original?????

Haha - see?

Basically they must send a copy as was, plus any variations. All you got was variable terms, not those (or a recon) as per those from outset

[stuffthebanks]

Re: stuffthebanks' UE diary

From memory the terms didn't seem to tally with the original agreement. I'd not worry it's a small debt really.

Bow my head to you fella, you have some memory.....
I looked through the terms and spotted a reference on the repayments section that refers to accounts on or after 2010...........
Now i may be thick, but a true copy, recon or not has to be as original?????

[stuffthebanks]

Re: stuffthebanks' UE diary

Never worry with you guys in support.......
Cheers again mate.....

[Never-In-Doubt]

Re: stuffthebanks' UE diary

From memory the terms didn't seem to tally with the original agreement. I'd not worry it's a small debt really.

[stuffthebanks]

Re: stuffthebanks' UE diary

If they issue a claim we'll help you get the best deal / course of action. Try not to worry.

If you're satisfied they're in default then just await their next letter. Your Usual responses will now be along the lines of "as per previous correspondence, I believe that this account is unenforceable and until a signed copy or suitable recon is received then my stance remains"

Kinda thing

Cheers Nidd's, thanks for taking the time to reply mate.....

Enjoy your weekend....


As far as to how satisfied i am they are in default........i have no idea......All i know is that they have sent recostitued terms and that is my basis of how i fight.....

[Never-In-Doubt]

Re: stuffthebanks' UE diary

If they issue a claim we'll help you get the best deal / course of action. Try not to worry.

If you're satisfied they're in default then just await their next letter. Your Usual responses will now be along the lines of "as per previous correspondence, I believe that this account is unenforceable and until a signed copy or suitable recon is received then my stance remains"

Kinda thing

[stuffthebanks]

Re: stuffthebanks' UE diary

Hello all, a very good afternoon to you....
12-6-15 ...An update on post #392...
Telephone call yesterday from MKRR... ignored and blocked...., and letter received today from MKRR,whom i know are all part of the Campo group....same blood sucking scum....
Regardless of attempts by phone and letter they have still not received my offer of payment....
The rest goes on to say they want to help reduce the debt and may need to take further action to resolve.....

I know this debt is piddling compared to what some of you guys have to deal with, and i know in the scheme of things i have no worries, which i don't by the way, well not with this one........But on this particular debt i have no real idea as to how good a case i have to fight it.
Just looking ahead really, if i have a good case i will go as far as it takes.....but if there is a chance its on ropey ground then i need to weigh up the options...
Go to court and get a ccj and end up paying back the full amount of £800 odd pounds, or push it some more and then make a final offer for around the figure they bought the debt off Barclays.....
Or stick with it and pay nowt......

What do you guys reckon????

Thanks in advance, and hope you all have a nice weekend.....

[stuffthebanks]

Re: stuffthebanks' UE diary

Thanks for getting back to me Pixie........
I will do just that, send back template with highlighted last couple of sentences.....

Thanks again......very much appreciated......

[Pixie]

Re: stuffthebanks' UE diary

It seems that they've taken one sentence of the Missing Prescribed Terms template to show that they've complied and ignored the rest. I would send the template again and highlight the last few sentences which mention terms and conditions.