stuffthebanks' UE diary

[The Tech Clerk]

» CCA Request send £1,00 postal order get proof posting - (Cash cow comes to mind)? maybe!

[stuffthebanks]

Hello freedom fighters.....
It has been a long time since my last update.
I have a question ?, if I may?
My last debt owed from 2004, original creditor Sainsbury's bank, debt sold many times, now it's just transferred to Capquest.
So, it's around 19 years old, about £2000 still owed, I'm wondering if it's worth requesting the original credit agreement to see it they are able to supply.
Without this I would write this off my payment list.
The payments are still going to Drysden who service debt.
Any advice would be welcome.
Cheers as always
Steve

[Joanna Connolly Solicitors]

Its been a while since my last post, life so hectic, with 2 super new grandchildren keeping us all on our toes...
Its a very short and sweet post, just to update that the final thorn in my side being my old Barclaycard debt, now owned by Hoist, will be just over 6 years now unpaid, and falling off my crdeit file next week.....
So, nearly 10 years on from so much debt, credit file a disaster area, i am finally looking to the future.
Never would have got to this stage without this Forum, and i cannot thank all of the people who have helped me so much through this journey.
Special thanks to Niddy, mate, when i win the Euro millions, which i will at some point, a huge chunk of that heading your way to keep this brilliant forum running.....
Again, a huge thank you, keep fighting the fight.....

My very best wishes

Steve

It's always nice to see members get to the finishing line relatively unscathed.

If you have time please come back occasionally to encourage and help empower the next generation of members struggling with debt.

Good Luck with the new grandchildren

Di

[stuffthebanks]

A very good afternoon to you all,
Its been a while since my last post, life so hectic, with 2 super new grandchildren keeping us all on our toes...
Its a very short and sweet post, just to update that the final thorn in my side being my old Barclaycard debt, now owned by Hoist, will be just over 6 years now unpaid, and falling off my crdeit file next week.....
So, nearly 10 years on from so much debt, credit file a disaster area, i am finally looking to the future.
Never would have got to this stage without this Forum, and i cannot thank all of the people who have helped me so much through this journey.
Special thanks to Niddy, mate, when i win the Euro millions, which i will at some point, a huge chunk of that heading your way to keep this brilliant forum running.....
Again, a huge thank you, keep fighting the fight.....

My very best wishes

Steve

[Pixie]

Re: stuffthebanks' UE diary

No problem Steve. It's just a case of knowing where to look.

[stuffthebanks]

Re: stuffthebanks' UE diary

Thanks Pixie, that has been really helpful...
All the info i needed.......
Very much appreciated.........

Steve

[Pixie]

Re: stuffthebanks' UE diary

Have a look here Steve ---> http://forums.all-about-debt.co.uk/s...ents-Explained

[stuffthebanks]

Re: stuffthebanks' UE diary

A very belated Happy New year to you all....
Nothing new to update on really, aside from Robbers Way, who send the usual gibberish...which is ignored and filed....

I am however looking for some guidance on making a full and final offer on one of my bigger debts.
If anyone could point me in the right direction that would be really appreciated.

The debt in question is around the £5000 mark, its a charging order and ccj which i believe started in 2009.
I currently make payments as set by the court of £150 per month, which is a big portion of my monthly wage.
Just want to see how i would go about making a final settlement offer and some idea on how much may be accepted.

Thanks again, and best wishes to all.....

[stuffthebanks]

Re: stuffthebanks' UE diary

Hi guys....i have posted on the thread dedicated to MKDP and Robbers.....
Thought i would update on here also....
Letter from Robbers recieved today regarding the old Barclaycard account sold to Hoist...for £880...
They offer 3 options to pay, then mention legal action may be taken if i do not take up any of the options on offer...but they will let me know what they intend to do.....
I am ignoring this and filing with the rest.......

Hope you guys are all doing ok, i was shocked to see the last time i posted on here......even more shocked to see my subs had run out on the AAD plus.....still, that was easily rectified.........
Hope you are well Nidd's ...and all the best to the forum mods and various helpers....

Bye for now....

[PlanB]

Re: stuffthebanks' UE diary

Nanna please paste the link next time

Nid I don't know how I keep trying x

nanna

Here's a guide on how to copy and paste links made by IF http://forums.all-about-debt.co.uk/s...l=1#post188068

She's posted several useful stickies on other geeky stuff in the User Help Guides section here > http://forums.all-about-debt.co.uk/f...r-Help-Guides&

I'd be lost without them. Computers weren't invented when I went to school in the olden days

Plan B x

[stuffthebanks]

Re: stuffthebanks' UE diary

Thank you Nanna & Nidd's, really appreciate the reply.......and i have now posted up on that thread you and Nidd's so kindly pointed me towards....

All the best

Steve

[nanna58]

Re: stuffthebanks' UE diary

No worries I feel. I need to do a simple task I'll practice xx

[Never-In-Doubt]

Re: stuffthebanks' UE diary

Nid I don't know how I keep trying x

oh sorry. My bad.

don't stress. You do great as you are so no need to learn new tricks for me

[nanna58]

Re: stuffthebanks' UE diary

Nid I don't know how I keep trying x

[Never-In-Doubt]

Re: stuffthebanks' UE diary

Read this -> http://forums.all-about-debt.co.uk/s...oist-Portfolio

Nanna please paste the link next time