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  • helmsman
    replied
    Re: Helmsman UE Diary

    Originally posted by Never-In-Doubt View Post
    Hi

    I know where the post is. I linked to it above but please expect these questions and stop referring us back to it. We ask you so you can answer as we need accurate answers

    Cheers. I thought they were in default for some reason. My bad
    Hi Niddy,
    Sorry about that getting excited.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Helmsman UE Diary

    Hi

    I know where the post is. I linked to it above but please expect these questions and stop referring us back to it. We ask you so you can answer as we need accurate answers

    Cheers. I thought they were in default for some reason. My bad

    Leave a comment:


  • helmsman
    replied
    Re: Helmsman UE Diary

    Originally posted by Never-In-Doubt View Post
    We're they not also in breach of s.78 prior to starting action?

    ie these documents, when did you first get them (or reply to your cca request from 2010)?
    Hi Niddy,
    Requested cca 11/10/10 received docs 15/3/11 have been fending them off since with suggested templates. ps all documented bottom of page 1 on diary.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Helmsman UE Diary

    We're they not also in breach of s.78 prior to starting action?

    ie these documents, when did you first get them (or reply to your cca request from 2010)?

    Leave a comment:


  • helmsman
    replied
    Re: Helmsman UE Diary

    Originally posted by Paul. View Post
    Helmsman can you do me a favour and check the first agreement that you were sent please and make sure that there is nothing that says the rate of interest, i just want to make sure ive not missed something but it does seem to me that there is no rate of interest there at alllllllllllllllllllllllllllllll
    Hi Paul,
    No agreement received you have everything. if you check page 1 of my diary you will see citi 1 citi 2 (at the bottom)
    thanks
    Last edited by helmsman; 20 June 2012, 17:04.

    Leave a comment:


  • Paul.
    replied
    Re: Helmsman UE Diary

    Helmsman can you do me a favour and check the first agreement that you were sent please and make sure that there is nothing that says the rate of interest, i just want to make sure ive not missed something but it does seem to me that there is no rate of interest there at alllllllllllllllllllllllllllllll

    Leave a comment:


  • Paul.
    replied
    Re: Helmsman UE Diary

    oh hang on a sec


    Wheres the interest rate on the first set of terms? i see an APR but APR is not interest!!!

    would help if you can let me know if you signed an agreement with these people too

    Leave a comment:


  • Paul.
    replied
    Re: Helmsman UE Diary

    Originally posted by helmsman View Post
    Hi Paul,
    They sent statements starting Oct 2004 also late payment charge of £25 dec 04. Definately after 1995 more like 2000
    hmm tricky then this case

    Leave a comment:


  • helmsman
    replied
    Re: Helmsman UE Diary

    Originally posted by Paul. View Post
    quick question

    When was this account opened?

    Was it before 1995 or after?
    Hi Paul,
    They sent statements starting Oct 2004 also late payment charge of £25 dec 04. Definately after 1995 more like 2000
    Last edited by helmsman; 20 June 2012, 15:49.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Helmsman UE Diary

    Originally posted by Paul. View Post
    quick question

    When was this account opened?

    Was it before 1995 or after?
    Paul ---> Helmsman UE Diary - Page 26 - allaboutFORUMS

    Although that just says pre-2006.

    This has been going on since we first started in 2010 you know

    Leave a comment:


  • Paul.
    replied
    Re: Helmsman UE Diary

    quick question

    When was this account opened?

    Was it before 1995 or after?

    Leave a comment:


  • The Tech Clerk
    replied
    Re: Helmsman UE Diary

    Originally posted by helmsman View Post
    Whats an i phone


    Enlighten us,does it come next to j phone & after h phone??

    Leave a comment:


  • IF
    replied
    Re: Helmsman UE Diary

    Originally posted by helmsman View Post
    Whats an i phone

    Leave a comment:


  • helmsman
    replied
    Re: Helmsman UE Diary

    Originally posted by Never-In-Doubt View Post
    Yea you're as bad as me, live on the iPhone!
    Whats an i phone

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Helmsman UE Diary

    Originally posted by Paul. View Post
    im not criticising just saying that its easier to read on the iphone or ipad
    Yea you're as bad as me, live on the iPhone!

    Leave a comment:

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