SLUGs UE diary

[Pixie]

Re: SLUGs UE diary

....I've just got a letter today from D&G Solicitors on behalf of M&S accepting my offer of 10 pounds a month I made before the court date (for 60 years term ).

Nice one SLUG!

[Never-In-Doubt]

Re: SLUGs UE diary

Well done! As you say, it is a result of sorts..... most lenders will accept such offers cos whilst it sounds crap right now, to the lender - you may well be in a position to pay lots more in future..... whether you do or not is a totally different ball game mind

As for the CCJ, you just leave it now - if for some weird reason the court issued default by judgment then you'd request set-aside as you'd previously agreed to halt action - which was also accepted by the claimants.

Well done, all in all.

[SLUG]

Re: SLUGs UE diary

....I've just got a letter today from D&G Solicitors on behalf of M&S accepting my offer of 10 pounds a month I made before the court date (for 60 years term ).

Obviously Im happy with this, but I want to make sure I close all legals gaps with regards to the CCJ and that ruling. Do I need to write the courts asking for the ruling to be removed and stop it being enforced (the creditors have agreed to an offer I made to avoid a CCJ)? Or do I wait for them to respond to my redetermination request and respond then? I'm aware i dont want everything to keep crossing and causing more confusion for their simple little minds.

Either way this is probably as good as I could of hoped for on an enforceable debt in the region of 7k I'd assume.

[Never-In-Doubt]

Re: SLUGs UE diary

Best of luck matey - you've got the right attitude, just don't let them wear you down.....

gh

[SLUG]

Re: SLUGs UE diary

Hi everyone, thanks for your replies - its nice to know people are following and wishing luck! ya

Redetermination letter has been sent, and I will update you on any replies I get.

Interesting to see you get CCJ "trawlers" who now write to you by hand using yellow envelopes to make you open it and not throw away as trash!

[Pixie]

Re: SLUGs UE diary

I've been following your diary as I have an enforceable M&S debt.

Sorry it got to court without you knowing (what a Christmas present!) Follow Niddy's advice and good luck.

[helmsman]

Re: SLUGs UE diary

hi slugs,
Just seen your post real sorry to see the court case has happened, as niddy said apply for a re determination it isnt as bad as you may think or you might know already, We have been for a redeter ourselves and they wanted via northampton court £600 the judge we saw was very pleasant even to us peasants and only awarded £105 and no charging order as we said it was unfair on the other creditors.
good luck
helmsman

[Never-In-Doubt]

Re: SLUGs UE diary

Hiya

The main thing is never panic, remember whatever they throw at you - we've seen it before and may be able to offer some advice. Sorry about the red wine - bloody stuff is worse than having a pet pit-bull at times!

[SLUG]

Re: SLUGs UE diary

Hiya

Don't stress! All you have to do is apply for a re-determination. See here for advice, i've already been speaking to others about the same thing today: ---> viewtopic.php?p=44005#p44005

Don't worry alright......

Go and have a beer on me - seriously you have just probably saved my Christmas - I was likely to snap at the anything/body the worry I was getting in. And I just watched a perfectly good bottle of RED wine fall off the top of the fridge and down the back. We have a white kitchen floor. Guess the results and my reaction. Swearing was involved.

As usual I cant thankyou enough yeah! Have a GREAT Christmas!

[Never-In-Doubt]

Re: SLUGs UE diary

Hiya

Don't stress! All you have to do is apply for a re-determination. See here for advice, i've already been speaking to others about the same thing today: ---> viewtopic.php?p=44005#p44005

Don't worry alright......

[SLUG]

Re: SLUGs UE diary

***M&S court UPDATE***

Happy Christmas Eve to me! two letters in the post this morning, the first from Northampton court saying the judgement has been made against me and that I have to pay. The second that it is being transfered to Norwich court for enforcement.

I'm trying not to panic or get down about this right now with the family about to arrive in 30mins...... BUT: I made an offer of payement via the official form to the solicitors like it said on the court forms (via recorded delivery). I didn't here any reply to this. I also called them before this and they said they said I had to put the offer in writing. THE HAVE NEVER REPLIED TO MY OFFER of a monthly payment plan.

What is my next step? Do I have a case for desputing this and asking for it to be set aside??? I DID reply to the court forms as instructed but the next info I have is that the hearing took place in my absence.....

I have just found proof of delivery and signature for my court form to the address that I was told to reply to with acceptance and an offer on royalmail website for 13/12. The court judgement was made on the 19th in my absence.
I've calmed down slightly as I realise I have a month to sort this out probably. I have found a bit that says "if you did reply to the cliam form and believe judgement has been made incorrectly....etc..." .....75 quid though for me to file a form saying this though! great! :grumble

Is this what I do next? Do I have a case? What will happen now?

[SLUG]

Re: SLUGs UE diary

***M&S court UPDATE***

Happy Christmas Eve to me! two letters in the post this morning, the first from Northampton court saying the judgement has been made against me and that I have to pay. The second that it is being transfered to Norwich court for enforcement.

I'm trying not to panic or get down about this right now with the family about to arrive in 30mins...... BUT: I made an offer of payement via the official form to the solicitors like it said on the court forms (via recorded delivery). I didn't here any reply to this. I also called them before this and they said they said I had to put the offer in writing. THE HAVE NEVER REPLIED TO MY OFFER of a monthly payment plan.

What is my next step? Do I have a case for desputing this and asking for it to be set aside??? I DID reply to the court forms as instructed but the next info I have is that the hearing took place in my absence.....

[Never-In-Doubt]

Re: SLUGs UE diary

ANOTHER egg update....

I've just checked my phone and I have a message from "the legal department at CDUK" that I didn't realize I had. Usually they just say "call us NOW" - but he's left a detailed message.
----Call in regards to the legal letter you have sent us (as advised by Niddy), and clearly from your letter you dont understand the situation on a number of points. There are a few points that you have made that are wrong, I want to talk to you about these, and also find out when you made the request for that information with our clients"

Yeah right, any questions or points, put it in writing Bozo! :bad ..... that is, if you can work out my address. hh

eh? Is the guy for real? You ought to let me ring him for you and challenge his claim that I am wrong!!

However on another more positive note, regards to those that wrote at your work you MUST complain to the ICO & OFT about this as it is highly frowned upon, they cannot this. You simply cannot hassle someone at work, sorry that is harassment and illegal (note, not unlawful)!

Best of luck!

[billypre]

Re: SLUGs UE diary

:bad ..... that is, if you can work out my address. hh

[SLUG]

Re: SLUGs UE diary

ANOTHER egg update....

I've just checked my phone and I have a message from "the legal department at CDUK" that I didn't realize I had. Usually they just say "call us NOW" - but he's left a detailed message.
----Call in regards to the legal letter you have sent us (as advised by Niddy), and clearly from your letter you dont understand the situation on a number of points. There are a few points that you have made that are wrong, I want to talk to you about these, and also find out when you made the request for that information with our clients"

Yeah right, any questions or points, put it in writing Bozo! :bad ..... that is, if you can work out my address. hh