Thanks Di. I've sent a copy of the CCJ letter to your personal e-mail account.
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Zeppelin's UE Diary
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Originally posted by Zeppelin View PostRe: Zeppelin's UE Diary
18. HALIFAX
Halifax credit card account
Pre-April 2007
Balance: £9780
Date of last full payment: Between Sept 2009 and June 2010
Recently stopped paying the DCA
Account Owner: Wescot Credit Services Ltd
CCA request sent 18/2/2017
3/6/2017: Reconstituted agreement received from Lloyds Banking Group.
9/6/2017: Advice from Niddy is that its UE.[/B]
18/1/2020: Letter from Halifax stating they've assigned the account to Cabot Financial (UK) Ltd
27/5/2020: Chasing letter from Cabot …. "you've been selected for legal action to commence by our solicitors.... our solicitors will then look to obtain a CCJ". Copy of letter later sent to DBM.
4/6/2020: Further letter from Cabot …. "Avoid legal action … you have 21 days remaining before we place your account with our solicitors, so lets talk you through what's going to happen if legal action starts etc, etc". e-mail sent to DBM asking for advice
7/7/2020: Further letter from Cabot dated 2/7/2020 …. "as we have not heard from you we are referring your account to Mortimer Clarke solicitors.
10/7/2020: Letter also received today from Mortimer Clarke, the thrust of which is that they want me to contact them to resolve matters etc. If I don't contact them within 14 days of 6th July they will issue court proceedings.
24/7/2020: Two further calls from Cabot this week, both blocked and not returned. Nothing from Mortimer Clarke as yet though they're Letter of Claim is no doubt on its way.
I've just seen your latest update for this debt where Niddy has said the credit agreement is unenforceable.
Let me know if/when you receive a Letter of Claim from Mortimer Clarke solicitors.
Di
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Originally posted by Zeppelin View PostRe: Zeppelin's UE Diary
18. HALIFAX
Halifax credit card account
Pre-April 2007
Balance: £9780
Date of last full payment: Between Sept 2009 and June 2010
Recently stopped paying the DCA
Account Owner: Wescot Credit Services Ltd
CCA request sent 18/2/2017 . . .
3/6/2017: Reconstituted agreement received from Lloyds Banking Group. ...."As such the agreement with us is fully enforceable and we shall continue to treat it as such"
9/6/2017: Advice from Niddy is that its UE. All docs. filed for the time being - wait until they or Wescot contact me before considering a response.[/B]
24/7/2020: Two further calls from Cabot this week, both blocked and not returned. Nothing from Mortimer Clarke as yet though they're Letter of Claim is no doubt on its way.
1/8/2020: Letter of Claim received from MC. [/B]
I must be psychic
Thank you for updating your thread post (we have now spoken).
Di
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