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  • Undercover Elsa
    replied
    Re: Capital One - Lowells

    Yay! Fingers crossed TTC!

    Leave a comment:


  • The Tech Clerk
    replied
    Re: Capital One - Lowells

    Originally posted by Undercover Elsa View Post
    Don't you just love it when a plan comes together?!
    Oh! that is my saying, 2 days to go for me as well.

    Leave a comment:


  • greymatter
    replied
    Re: Capital One - Lowells

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  • Undercover Elsa
    replied
    Re: Capital One - Lowells

    Don't you just love it when a plan comes together?!

    Leave a comment:


  • nanna58
    replied
    Re: Capital One - Lowells

    X

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  • The Tech Clerk
    replied
    Re: Capital One - Lowells

    Originally posted by marypoppins View Post
    I have had a copy of my CCA, together with statements so someone actually looked at previous correspondence. It's the same as what they have sent in the past, which Niddy considers enforceable.

    The best news is the last paragraph: - ''We have stopped collections activity for 30 days whilst we await your proposals for repayment''.

    That takes it to 31st August .......................Statute barred 10th August!

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  • marypoppins
    replied
    Re: Capital One - Lowells

    I have had a copy of my CCA, together with statements so someone actually looked at previous correspondence. It's the same as what they have sent in the past, which Niddy considers enforceable.

    The best news is the last paragraph: - ''We have stopped collections activity for 30 days whilst we await your proposals for repayment''.

    That takes it to 31st August .......................Statute barred 10th August!

    Leave a comment:


  • nanna58
    replied
    Re: Capital One - Lowells

    Good luck Mary x

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  • SaltnVinegar
    replied
    Re: Capital One - Lowells

    Fingers crossed for you, almost there. Chances of Lowells getting anything from CapOne in the next 7 days is very small, and you can still dispute it should they send you anything.......

    Leave a comment:


  • PlanB
    replied
    Re: Capital One - Lowells

    Originally posted by marypoppins View Post
    7 days to SB, Lowell usually take another 30 days for the next letter which will probably say that the OC is taking a little longer than expected to produce the paperwork
    Even if they send something back by return of post you can always follow that up with a MPT letter which will keep them occupied until SB next week .

    Plan B x

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  • Undercover Elsa
    replied
    Re: Capital One - Lowells

    Everything crossed for you Mary

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  • Pixie
    replied
    Re: Capital One - Lowells

    Keeping my fingers crossed for you mp

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  • marypoppins
    replied
    Re: Capital One - Lowells

    Standard response from Lowell today.

    ''We have asked your original lender for a copy of the credit agreement together with statements''

    Muppets!

    7 days to SB, Lowell usually take another 30 days for the next letter which will probably say that the OC is taking a little longer than expected to produce the paperwork so all being well, I should be home and dry by then.

    Leave a comment:


  • Pixie
    replied
    Re: Capital One - Lowells

    Good luck Marypoppins x

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  • Undercover Elsa
    replied
    Re: Capital One - Lowells

    That's good Marypoppins, at least you know exactly where you stand now. Only 15 days to go

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