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Grassy_K's Unenforceability Diary

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  • Originally posted by Grassy_K View Post
    The Halifax is the biggie. . . I will need to check when the last payment was made to see if its SB yet.
    Good plan.

    Never underestimate a debt purchaser’s zeal to issue legal proceedings even if they know they haven’t got a legal leg to stand on.

    They'll be hoping you don’t know that.

    Di



    Legal Disclaimer

    I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at di@joannaconnollysolicitors.co.uk or by telephoning 0151 254 6986 Our initial advice is always free.

    Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

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    • Originally posted by Diana Mayhew View Post

      Good plan.

      Never underestimate a debt purchaser’s zeal to issue legal proceedings even if they know they haven’t got a legal leg to stand on.

      They'll be hoping you don’t know that.

      Di


      Your post spurred me to check through my badly organised files. I found a statement from PRA admitting the Halifax debt is "currently unenforceable" so I am resting easy on that one now!

      3 PRA debts and all UE - hard luck, LOL

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