CAPS ESC UE Diary

[CAPS ESC]

Re: CAPS ESC UE Diary

MINT(RBS)
Date commenced 1998
Approx balance £8,500
was on arrangement, not payed for 6 months
Status DEFAULT since 2007
Account owner - still with RBS

I received account passed to Regal Credit dated Feb'2013

I sent CCA request Feb'

I received a 'contact us' letter from Regal dated Feb'

I sent 'In dispute' dated March

I received cca copies from mint dated February
CCA has been emailed to Niddy niddy says BLAG IT
I received a 'contact us' letter from Regal dated March'

I re-sent 'in dispute' template March
I sent missing PTs template to mint March

I received a 'phone us or we send in field agents' letter from Regal dated Apr
I received a 'we have complied' letter from MINT dated Apr
I received 2 letters from Regal dated April
I recieved doorstep threat from SCOTCALL dated May

Just before i reply to scotcall, i noticed that i had not replied to MiNT's letter saying that they had complied.

Looking at it I just haven't got a clue what to send them.
Could somebody suggest something please.

letter attached.

[Deepie]

Re: CAPS ESC UE Diary

1st contact from scotcall, attached.

do I

a. ignore,
b. send- sold in dispute, or
c. send- doostep threat?

Send b and c......I Would

[CAPS ESC]

Re: CAPS ESC UE Diary

MINT(RBS)
Date commenced 1998
Approx balance £8,500
was on arrangement, not payed for 6 months
Status DEFAULT since 2007
Account owner - still with RBS

I received account passed to Regal Credit dated Feb'2013

I sent CCA request Feb'

I received a 'contact us' letter from Regal dated Feb'

I sent 'In dispute' dated March

I received cca copies from mint dated February
CCA has been emailed to Niddy niddy says BLAG IT
I received a 'contact us' letter from Regal dated March'

I re-sent 'in dispute' template March
I sent missing PTs template to mint March

I received a 'phone us or we send in field agents' letter from Regal dated Apr
I received a 'we have complied' letter from MINT dated Apr
I received 2 letters from Regal dated April
I recieved doorstep threat from SCOTCALL dated May

1st contact from scotcall, attached.

do I

a. ignore,
b. send- sold in dispute, or
c. send- doostep threat?

[Pixie]

Re: CAPS ESC UE Diary

I agree with enforcer - always look for the word 'may'

[CAPS ESC]

Re: CAPS ESC UE Diary

Thanx Enforcer

I will gladly ignore and wait for their next concoction.

[Enforcer]

Re: CAPS ESC UE Diary

The important word is MAY. Unlikely, they are just trying to get you to phone them. Ignore.

[CAPS ESC]

Re: CAPS ESC UE Diary

Thanks pix

It was the following phrasing that befuddled me. It looks like it is worded to prepare the way for litigation in a subtle way, but they don't really want me to contact them.
(or just my paranoia again and it is just a standard letter)

"We will place your account on hold for 7 days, in which time you MUST contact us to advise us that the
request has been made so that we can hold your account until your request has been dealt with by our
client. Failure to do so may result in us recommending to our client that legal action is taken against
you which could add legal costs to your debt and may be detrimental to your creditworthiness"

[Pixie]

Re: CAPS ESC UE Diary

You can either ignore or send them a one liner saying that you have already requested a cca from Mint to which you responded on XX/03/2013.

[CAPS ESC]

Re: CAPS ESC UE Diary

MINT(RBS)
Date commenced 1998
Approx balance £8,500
was on arrangement, not payed for 6 months
Status DEFAULT since 2007
Account owner - still with RBS

I received account passed to Regal Credit dated Feb'2013

I sent CCA request Feb'

I received a 'contact us' letter from Regal dated Feb'

I sent 'In dispute' dated March

I received cca copies from mint dated February
CCA has been emailed to Niddy niddy says BLAG IT

I received a 'contact us' letter from Regal dated March'

I re-sent 'in dispute' template March
I sent missing PTs template to mint March

I received a 'phone us or we send in field agents' letter from Regal dated Apr

I received a 'we have complied' letter from MINT dated Apr

I received 2 letters from Regal dated April

Update

I received 2 letters from Regal (i'll ignore for now unless told not to.

[CAPS ESC]

Re: CAPS ESC UE Diary

Re; my barclaycard/ lowell CCA request

letter form Lowell saying Account is now closed

that's 2 down, 2 still up( biggest), 2 not yet queried (smallest)

Keep up the good work everyone

ps. i've also just had a positive result with an OC for my Ma-In-Law , i'll post her diary when I get a spare week.

[CAPS ESC]

Re: CAPS ESC UE Diary

MINT(RBS)
Date commenced 1998
Approx balance £8,500
was on arrangement, not payed for 6 months
Status DEFAULT since 2007
Account owner - still with RBS

I received account passed to Regal Credit dated Feb'2013

I sent CCA request Feb'

I received a 'contact us' letter from Regal dated Feb'

I sent 'In dispute' dated March

I received cca copies from mint dated February
CCA has been emailed to Niddy niddy says BLAG IT
I received a 'contact us' letter from Regal dated March'

I re-sent 'in dispute' template March
I sent missing PTs template to mint March

I received a 'phone us or we send in field agents' letter from Regal dated Apr
I received a 'we have complied' letter from MINT dated Apr
I received 2 letters from Regal dated April
I recieved doorstep threat from SCOTCALL dated May

I received 'notice of assignment' from Cabot Financial UK Ltd. 3rd June 2016.

monthly begging letters,July, Aug, Sept.
Sept'16 statement of account.
monthly begging letters, Oct'16 - Oct '17
Feb'17 text -call us
Nov'17 discount offer
Dec' 17 Xmas discount offer.(less than last offer)
Dec' 17 MINT Ring-fencing letter
Jan'18 text -call us
Feb'18 text -call us
Feb'18 text -call us
Feb'18 call to mobile- unanswered
January '18 we are instructing Resolvecall to scare you with a visit.

[CAPS ESC]

Re: CAPS ESC UE Diary

Barclaycard
Date commenced 2003
Approx balance £2,000
was on arrangement, not paid for 6 months
Status DEFAULTsince 2011
Account owner LOWELL from March 2012

I sent CCA request Jan' 2013

5 X letters form Lowell saying waitng for CCA from Barclaycard,
last one says "We won't write again until we have CCA" dated Feb 2013

March, letter form Lowell saying Account is now closed

the party was a little OTT perhaps (about 5.5years premature)

March, blank cca recieved from Barclaycard, 'our obligation is fulfilled, you owe...'BLAH BLAH BLAH! I'll ignore.

[CAPS ESC]

Re: CAPS ESC UE Diary

Egg Credit Card (now Barclaycard)
Date commenced 2001
Approx balance £3,500
Default date 2007
was on arrangement, not paid for 6 months
Status DEFAULT
Account owner - still with Barclaycard

I sent CCA request Dec'12

I received T&Cs Jan'13: THEY SAY IT IS

Nelson Guest & Partners on behalf of Wescott threats, offers and pleas continue- just ignoring for now, EMPOWERED by my early success

March received 'sent back to barclaycard' from Wescott

[Deepie]

Re: CAPS ESC UE Diary

Just add to this one....This is your Diary.

[CAPS ESC]

Re: CAPS ESC UE Diary

I have heard from them Vint, but not about missing pt
I received 'transfer notice' to moocroft. dated 1st March
will wait to hear from moorcoft before sending 'in dispute' letter.


ps
I now have some time to start posting my other 'alleged debts'. Do I just add to this one or start a new thread.