btcc_racer Diary

[btcc_racer]

Re: btcc_racer Diary

Credit Card - MINT RBS
before Apr 2007 (not sure on exact date)
balance 8800 - approx
Date last paid last month £20 per monthback in Aug 2012
not paying
Status: defaulted
Account owner DCA - Moor Croft - mint rbs account
Notes: cca has been sent on 22/08 , I received a letter from Westcot to the above debt which moor croft had? The Debt demands payment of a reduced amount and this is followed up a letter from Nelson Guest & Solicitors. I***8217;ve emailed these over to niddy a few days ago.

Have they responded to CCA Request yet?

Short answer NO they have not responsed to my cca request instead my debt is passed around and im getting letters and very stressful calls.

[btcc_racer]

Re: btcc_racer Diary

Credit Card - MINT RBS
before Apr 2007 (not sure on exact date)
balance 8800 - approx
Date last paid last month £20 per monthback in Aug 2012
not paying
Status: defaulted
Account owner DCA - Moor Croft - mint rbs account
Notes: cca has been sent on 22/08 , I received a letter from Westcot to the above debt which moor croft had? The Debt demands payment of a reduced amount and this is followed up a letter from Nelson Guest & Solicitors. I***8217;ve emailed these over to niddy a few days ago.

Have they responded to CCA Request yet?

i received an acknowledgment letter saying they had received my request and that the client has contact me. this is not true i never received any cca, is this normal practice or just cat and mouse games?

[btcc_racer]

Re: btcc_racer Diary

Credit Card ***8211; MBNA Virgin
before Apr 2007 (not sure on exact date)
Approx balance 10,925 - approx
Date last paid £11 per month, last paid July 2012
not paying
Status: defaulted
Account owner Clarity (client names Arrows Global).
I don***8217;t think anything has been sent, shall we start the ball off with a CCA request? Also there Solicitors are constantly ringing and you know how old folks get worried. Anyone had any dealings with Drydensfairfax Solicitors they are based in Leeds.

They're rubbish. Yes, send a CCA Request ASAP

I'll get this action in tomorrow's post - sorry.........i should have seen this earlier, shows getting organised helps and speeds things up!

[btcc_racer]

Re: btcc_racer Diary


Credit Card ***8211; Capital one
before Apr 2007 (not sure on exact date)
balance £4056 - approx
Date last paid cant remember amount not paid since 2012 June
not paying
Status: defaulted
Account owner Byran Carter
cca has been sent on 22/08 Received CCA agreement, however i don***8217;t recall if we challenged this or not. Either way I***8217;ve not had any letters from Byran Carter and the phone calls seems to have stopped.

Have you sent the agreement to Niddy?

Yes he told me send the following, again i cant seem to find a copy of the letter is it worth send another one? - sorry stressful, fear really took over half way in the process.


http://www.all-about-debt.co.uk/temp...lity/s5-t1.php

[btcc_racer]

Re: btcc_racer Diary

MK Rapid Recoveries
Apr 2007 (not sure on exact date)
Approx balance £4379 - approx
Date last paid £50 cant remember amount not paid since 2012 June
not paying
Status: defaulted
Account owner MK Recoveries
Don***8217;t think anything has been sent to MK Recoveries as i think they are the first Debt collector to write to me regarding Barclay card. I use to pay Barclay card collections department £50 but i was sick of their calls asking me to increase the amount! Big bullies!
I'd send a CCA request if they're pestering you. If they continue phoning include the telephone harrassment letter>> Our Templates | Harassment & Intimidation Templates | Harassment by Telephone

I'll get a CCA of to them first, thanks for the harassment letter i like the wording!

[btcc_racer]

Re: btcc_racer Diary

Hi,

Sent cca request of to mk recoveries and Drydensfairfax.

Any other actions for me to follow up on?

Thanks


Jay

[Pixie]

Re: btcc_racer Diary

Knowing what Lewis Debt Recovery are like I'd be sending the OD cca request letter allaboutFORUMS - View Single Post - Overdrafts - CCA Information to Barclays.

[Pixie]

Re: btcc_racer Diary

Re your Halifax credit card - have you sent anything at all to Robinson Way in response to the letters they've been sending you? If not, I would send Our Templates | Unenforceability Templates | Account Sold whilst in Dispute

Did the letter from Horwich Farrelly just demand payment or did it make any legal threats?

If you're sure you sent the Threat of Legal Action letter to Bryan Carter then I'd just wait until someone writes to you again about this debt.

[btcc_racer]

Re: btcc_racer Diary

Knowing what Lewis Debt Recovery are like I'd be sending the OD cca request letter allaboutFORUMS - View Single Post - Overdrafts - CCA Information to Barclays.

Excellent i'll get this in the post tomorrow.

Also ive got two Barclays overdraft account with different debt collectors,

the other one is with Moorcroft shall i send them a letter to?

also does anyone have a address for Barclays as the website just has a bog standard customer service/head office one.
I dont have any of my orginal overdraft letters to hand.

Thanks


Jay

[Pixie]

Re: btcc_racer Diary

You've already sent Moorcroft that letter haven't you?

[btcc_racer]

Re: btcc_racer Diary

You've already sent Moorcroft that letter haven't you?

Hi Pixie,

I sent one to Lewis Debt recovery who ask me to contact Barclays (which i havent up till now)

Moorcroft has not had anything sent to them in relation to my over draft. (that my other account)

Thank

Jay.

[btcc_racer]

Re: btcc_racer Diary

Re your Halifax credit card - have you sent anything at all to Robinson Way in response to the letters they've been sending you? If not, I would send Our Templates | Unenforceability Templates | Account Sold whilst in Dispute

Did the letter from Horwich Farrelly just demand payment or did it make any legal threats?

If you're sure you sent the Threat of Legal Action letter to Bryan Carter then I'd just wait until someone writes to you again about this debt.

Brill I'll get get the account sold in dispute sent of to Robinson Way, Horwich Farrelly (their solicitors) have asked me to contact them in 10 days to avoid court action. anything i should write to them or is wiritng to Robinson Way Sufficent for now?

I dont think ive sent threat of legal action to Byran Carter, but then again they havent called or wrote to me for sometime? Best to leave it or should i wizz them a letter?

Thanks

Jay

[btcc_racer]

Re: btcc_racer Diary

Hi guys any updates on any of the above?

Thanks.

Jay

[ScabHunter]

Re: btcc_racer Diary

Horwich Farrelly (their solicitors) have asked me to contact them in 10 days to avoid court action.

In that case, I'd send them this by recorded delivery -

Our Templates | Unenforceability Templates | Threat by Creditor - Threat-o-Gram Letter Before Action

I dont think ive sent threat of legal action to Byran Carter, but then again they havent called or wrote to me for sometime? Best to leave it or should i wizz them a letter?

How long is it since they wrote to you, and what did they say when that happened?

If they are not currently harassing you, it is best to leave well alone.

SH

[btcc_racer]

Re: btcc_racer Diary

Credit Card - Sainsbury's
before Apr 2007 (not sure on exact date)
balance 3800 - approx
Date last paid £11 per month back in July/ Aug.
not paying
Status: defaulted
Account owner Cap Quest - Credit Card - Sainsbury's
Notes: cca has been sent on 22/08 I was challenged by a legal letter from HL Solicitors which I was told to send a letter saying that im not going to put up with threats. Also a letter was send to Cap Quest saying the CCA they provided didn’t comply to what i expected. This was then challenged by a letter explaining how they can reinforce it etc.....not sure if this was challenged....

Spookey! just got a letter today saying that capital one are taking back this account and i should make payment or face further action? challenge the cca they sent to my october?