Filtering the pond Cabot, PRA and others

[Pondpaddler2]

Looks like they've gone full circle of their chasing letters.

Yes, it certainly looks that way. Presume incoming threatograms next...

[Sparkles]

Updates

01/24 Letter advising transfer from PRA Group (UK) Limited to PRA Group UK Portfolios Ltd

02/24 Statement of account

You might be interested to read this post when Colin G Quinn says that PRA Group UK Portfolios Ltd isn't authorised by the Financial Conduct Authority.

https://all-about-debt.co.uk/success...igation-ambush

[Pondpaddler2]

Debt 2 Original Creditor Capital One

Quick summary: CCA requested
11/22 Stopped all payments

XX/12/22 Letter received "We're still investigating your query, we'll be back in touch as soon as we have an update"

XX/01/23 Statement of account letter received

07/23 Assignment letter from Capquest Investments Limited to Intrum Poplar Designated Activity Company

07/23 Letter from Capquest Debt Recovt confirming change in legal ownership of the account

10/24 Letter from NCO Europe offering 75% discount

11/24 Letter from NCO now offering 40% discount…..

Fast forward to January this year.
01/26 Letter from Dryden solicitors “next steps”

02/26 Letter of Claim from Dryden received.

advice welcome on best response going forward please?

[Dottir]

Seems odd that they issued a LOC when there was a stayed claim. I suspect they don’t know about it.

Lots of ways to
play this, I would suspect doing nothing will get you a claim.

Maybe send a request for the credit agreement and if you have defaulted the DN.

As I say lots of ways to
play it but nothing = claim