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Gustavo's Diary

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  • #16
    Originally posted by Gustavo View Post
    Sorry that was a typo meant DWF, now amended this in my original post. From the info I gathered after speaking to the court, the served address used was a previous address, I'm 100% sure I changed all my address details to the new one prior to moving out.

    Sadly it's not uncommon for a claim to be issued/served on an address which the debt owner knows has been vacated. It can be deliberate. We'll see.

    I would think for a claim of this value they should have checked.

    Di

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    • #17
      Originally posted by Gustavo View Post
      Account owner – DWF Law
      • Type of account – Unsecured loan/Santander
      • Date commenced – September 2014
      • Approx balance - £33000
      • Date last 'full' payment – Ocotober 2014
      • Arrangement – None
      • Status – Defaulted April 2015 / Not paying
      • CCJ filed date – July 2015, CCJ obtained at an old address
      November 2020 - CCJ set aside order obtained
      Big thank you Diana Mayhew and the team

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      • #18
        Nice! And nice work by the unsung hero’s.

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        • #19
          Originally posted by Gustavo View Post

          Big thank you Diana Mayhew and the team

          Always happy to help

          Di

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          • #20
            Hi all,

            Thank you all & Joanna Connolly Solicitors for the great help and advice.

            Without even knowing the 6years mark, had past on 6 debts I had defaulted on which have all come off my credit file. Truly happy I went with the waiting game and sat on my hands lol, having the majority of my debts cleared of to the statute barred way is a big relief.

            Currently have two CCJ's which I'm sure, Joanna Connolly Solicitors will help me with.

            I will continue to update my diary as I go along, once again thank you.

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            • #21
              Ooooh the freedom, congrats.

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