Originally posted by Never-In-Doubt
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SA Gold's Diary
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Re: Missy's Diary
Update on Sainsbury's loan: 2 CCA's received after BOS's letter stating court papers are being prepared.
Uploaded to AAD for checking
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Re: Missy's Diary
Hey mrsd. Thanks for coming back to me. I think I will scan it all on Monday and send it to Niddy (assuming he doesnt mind!)The terms page looks the same although they provided a letter saying welcome to loan and you've been approved for a credit card too.Originally posted by MrsD View Posthi Missy
No 1 don't panic
No 2 what is everything, have they sent the CCA again?
is it EXACTLY the same as the other one, I mean absolutely the same?
No 3 if everything is something different, tell us what
now I'm getting me confused!
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Re: Missy's Diary
hi Missy
No 1 don't panic
No 2 what is everything, have they sent the CCA again?
is it EXACTLY the same as the other one, I mean absolutely the same?
No 3 if everything is something different, tell us what
now I'm getting me confused!
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Re: Missy's Diary
good plan
they are obviously confused and bewildered (their default status)
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Re: Missy's Diary
Thanks for coming back so quickly mrsd
Um I'd think its a mailshot based on the fact sainsburys replied with sorry last time.
Ill reply with a copy of their letter and stop writing to old address you arse holes (or something to that effect )
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Re: Missy's Diary
Is it a formal LBA
or just a stupid mailshot?
if it's the first I'd send
Our Templates | Unenforceability Templates | Threat by Creditor - Threat-o-Gram Letter Before Action
if they are just being dense a couple of lines referring them to Sainsbury's letter and your letter changing the address(enclose copies of both)
I'm nearly saying use the the big pink marker but if it's enforceable don't
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Re: Missy's Diary
Update here.
Blair, Oliver and Scott intend to proceed with court action on behalf of Sainsbury's bank. Not sure how far the Bleeding, horrible and spot desks are from Sainsburys loans but they obviously don't talk to one another. Despite me starting my last letter with "please note my new address" - they are still writing to the old one!
Re-cap -
Sainsbury's write to me in January and say they have let me down by not providing all the necessary paperwork and enclose £20 as compensation! They will forward everything although heard nothing.
This is an enforceable agreement.
Thanks for reading!
Last edited by SA Gold; 3 March 2013, 09:05.
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