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  • Deepie
    replied
    Re: spent2much UE diary

    Originally posted by Spent2much View Post
    thank you is this to be sent to the original creditor or to the Cabot ?
    Who did you send the cca request too..?

    Leave a comment:


  • Spent2much
    replied
    Re: spent2much UE diary

    thank you is this to be sent to the original creditor or to the Cabot ?

    Leave a comment:


  • Deepie
    replied
    Re: spent2much UE diary

    Originally posted by Spent2much View Post
    okay thank you the CCA request was sent in 2012 when i first started UE route i will now send a new request do i need to send the �1 again ?

    No need to send £1 again.....

    Leave a comment:


  • Spent2much
    replied
    Re: spent2much UE diary

    Originally posted by nightwatch View Post
    OK s2m, if you sent a CCA request and have proof it was received by who ever you sent it to, then you could send a CCA reminder/unenforceability threat,( template in starting out) sorry can't do a link yet x

    okay thank you the CCA request was sent in 2012 when i first started UE route i will now send a new request do i need to send the £1 again ?

    Leave a comment:


  • nightwatch
    replied
    Re: spent2much UE diary

    OK s2m, if you sent a CCA request and have proof it was received by who ever you sent it to, then you could send a CCA reminder/unenforceability threat,( template in starting out) sorry can't do a link yet x

    Leave a comment:


  • Spent2much
    replied
    Re: spent2much UE diary

    Originally posted by nightwatch View Post
    did you ever get a CCA from anyone on the above list of chasers? re Lloyds/Cabot/1st/cabot
    sorry for the late reply , no i haven't had a CCA from any of them .

    Leave a comment:


  • nightwatch
    replied
    Re: spent2much UE diary

    did you ever get a CCA from anyone on the above list of chasers? re Lloyds/Cabot/1st/cabot

    Leave a comment:


  • Spent2much
    replied
    Re: spent2much UE diary

    Originally posted by Spent2much View Post
    Type of account (credit card)husband's

    Date commenced (2005) i put 2005 but they may be before this also

    Approx balance.( £1,284.70

    Date last paid (22/06/2012)

    Are you on arrangement or not paying (stopping dmp )

    Status ( cca being sent )

    Account owner (1st credit ) original creditor LloydsTSB.
    9/7/12 cca request
    received today 06/10/2012

    21/9/12 account sold to cabot


    heard nothing since from both Cabot or 1st credit

    29/6/13 from Cabot
    Recall of your account from 1st credit

    we would like to inform you that the Cabot Credit Management Group have now recalled your from 1st credit

    All payments should now be made directly to cabot with immediate effect.

    Choice of payment methods

    direct debit
    credit of debit card
    standing order
    online banking
    cash or cheque at a post office or payzone using cabot payment card.

    contacting cabot

    The most important thing for you to do now is to contact us. Call 0800

    6/9/13 from Cabot a replica of the above but this added

    If you don't contact us to agree a suitable repayment plan we'll have to move your account to the next stage of our collections process.

    16/01/2014 Cabot

    We've tried to contact you on several occasions and its now important you contact Cabot to discuss your account.

    If we don't hear from you

    we will continue to contact you and at the same stage review your account for our next stage of collections activity .

    24/01/2014 cabot

    OUR OFFER TO YOU

    We understand that it can be difficult to clear your account in a short period of time.
    Especially when there are other priorities to take into account.

    We believe we understand debt and we wanted to share our thoughts with you.

    We will work with you to understand your financial situation . If we can find an opportunity for you to repay this account in the short term then we will help you make that happen. Of course , we ensure that all your priority expenditure is up to date and anything you can arrange with us is affordable and fair.

    We own your account and are prepared to reduce the balance in order to help you be debt free quicker.
    Payments with us do not have to be paid all at once and we can look for solutions over several months and still help you.we can also extend plans over several years and still help you.

    CONTACTING CABOT
    We help thousands of customers clear their accounts and we would like to help you too, just call one of customer consultants on 0000000 and we can create a personal plan for you.

    This account may affect your credit rating and ability to get credit in the future , ask our team if your account is registered.

    14/03/2014 Cabot
    You must contact us


    10/05/2014 cabot . passing account onto financial investigations (europe) limited
    23/05/2014 FIRE
    We have been instructed to recover the amount you owe on your account.

    We are seeking payment of the balance above and would like to discuss this with you.

    You can make a payment directly to us or we can work with you to set up a monthly payment plan.

    If you are having diffiuluty paying this amount, then please call us to discuss how we can help you. You may benefit froma some free indepenedent advice and we can give you details of some organsations to contact.

    update
    Last edited by Spent2much; 29 May 2014, 05:54.

    Leave a comment:


  • Spent2much
    replied
    Re: spent2much UE diary

    The CCA request for the Halifax accounts do i send the CCA template which i first sent ?
    There are two this is why i am asking

    Leave a comment:


  • Spent2much
    replied
    Re: spent2much UE diary

    sorted now i can access it thank you

    Leave a comment:


  • Deepie
    replied
    Re: spent2much UE diary

    Originally posted by Spent2much View Post
    I just registered but not able to go any further it is stuck on the additional information page when i press Register it is not doing any thing else
    I'll sort it----> http://forums.all-about-debt.co.uk/s...l=1#post395044

    Leave a comment:


  • Spent2much
    replied
    Re: spent2much UE diary

    I just registered but not able to go any further it is stuck on the additional information page when i press Register it is not doing any thing else

    Leave a comment:


  • Deepie
    replied
    Re: spent2much UE diary

    Originally posted by Spent2much View Post
    I can't access the CCA template it is saying i am not authorized , i need to get these sent off asap . What's going on please
    Have a read here-----? Accessing Our New Templates

    Leave a comment:


  • Spent2much
    replied
    Re: spent2much UE diary

    Originally posted by Still Waving View Post
    Hi S2M

    Marlin appear to be sending out a lot of these at the moment. See http://forums.all-about-debt.co.uk/s...th-Cabot/page2 post #40 onwards.

    EDIT: See also post #38 by MrsD on the same thread.
    I can't access the CCA template it is saying i am not authorized , i need to get these sent off asap . What's going on please

    Leave a comment:


  • Pixie
    replied
    Re: spent2much UE diary

    I think I would go with Deepie on Beefy's thread and send new cca requests for both accounts asap

    Leave a comment:

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