SeaSaw Diary

[Deepie]

Re: SeaSaw Diary

All

Letter from Apex re CCA.

Apex are not the data holding branch and therefore not obliged to supply the data you have requested.

Sent my letter and cheque back recorded delivery.

What to do next anyone please.

SeaSaw

Send them this-------> DCA Refusal to Accept CCA Request

[SeeSaw]

Re: SeaSaw Diary

Thanks I2D letter printed out, off to PO later today.

Regards

Seasaw

[SeeSaw]

Re: SeaSaw Diary

Abbey (Santander) 2032
Type of account credit card
Date commenced well before 2007
Approx balance 25764.42
Date last paid £1 month Token March 2012
Not paying
Status default
Account owner DCA Anker’s Fredrickson


27/03/12 Letter from Fred. Not same account number. Ignored
4/04/12 CCA sent to Fred
4/4/12 Letter from Fred Ignored
4/12 Letter from Fred. Filed away

Update
All
letter from fred, we have referred the matter to our client, we have placed your account on hold. filed letter away.

Have a nice weekend.

SeaSaw

[SeeSaw]

Re: SeaSaw Diary

Santander
Type of account Loan
Date commenced 26/07/07
Approx balance £9512.3
Date last paid £1 month Token Last Paid March 2012
No Paying
Status default
Account owner DCA Anker’s Apex

This Loan was taken out to pay original loan which was taken out in 2005, PPI for 2007 onwards been paid back, Will need to put claim in for PPI 2005.
Was paying £1 month Token last paid March 2012
This has been sent to 3X DCA


29/03/12 Call 10.18 from Apex told to put in writing.
4/4/12 CAA sent to Apex
4/12 Letter from Apex, re home visit appontment.
4/12 Letter from Apex no cca sent back my cheque and letter.
4/12 CCa sent back to Apex
4/12 Reg letter from Apex. Account put on hold.

Received reg letter from apex, they have placed the account on hold, they have requested CCA from the clients.

They have sent my last two letters and cheque back to me. This account is 99% enforceable, will just treat it UE until they get back to me.

[CleverClogs (RIP)]

Re: SeaSaw Diary

Received reg letter from apex, they have placed the account on hold, they have requested CCA from the clients.

They have sent my last two letters and cheque back to me. This account is 99% enforceable, will just treat it UE until they get back to me.

Until they do comply with the request, the account is 100% unenforceable.

[SeeSaw]

Re: SeaSaw Diary

HSBC Beneficial Finance
Type of account Loan
Date commenced Sep 2008
Approx balance 9635.56
Date last paid Don’t know. Last £1 03/12
Arrangement £5 for 3 months
Status Not in default YET
Account owner Lender BF
This Loan was taken out to pay original loan which was taken out in 2005, PPI for 2007 onwards been paid back, Will need to put claim in for PPI 2005 forms have been sent to us don’t know where to start with them.
This account was paying, £1 token until they rang OH he said he would pay £5 month. Dummy here gave card details so they could take the £5 a month for 3 months. No PIP taken out.
Went to bank to stop it but can’t until 3 months up then will.
Warning never give your debit card details over phone to any Anker, because bank cant stop it.

03/12 set up 3 months payment.
4/4/12 CCA Sent to Benny
4/12 Letter from HFC request for Signture

Received letter from HFC regarding Beneficial Finance, proof of Identification copy of driving licence or passport and signed request. Don’t think I’ll be sending that. They have sent my cheque back.
This loan is 99% now its , am I correct in saying I should send CCA Request Demand of signature letter and cheque to Beneficial Finance not HFC.

Regards


SeaSaw

[CleverClogs (RIP)]

Re: SeaSaw Diary

HSBC Beneficial Finance
Type of account Loan
Date commenced Sep 2008
Approx balance 9635.56
Date last paid Don’t know. Last £1 03/12
Arrangement £5 for 3 months
Status Not in default YET
Account owner Lender BF
This Loan was taken out to pay original loan which was taken out in 2005, PPI for 2007 onwards been paid back, Will need to put claim in for PPI 2005 forms have been sent to us don’t know where to start with them.
This account was paying, £1 token until they rang OH he said he would pay £5 month. Dummy here gave card details so they could take the £5 a month for 3 months. No PIP taken out.
Went to bank to stop it but can’t until 3 months up then will.
Warning never give your debit card details over phone to any Anker, because bank cant stop it.

Poppycock!

Just tell the bank in writing that you do revoke, withdraw and cancel your consent to the payment being made, under Regulation 55(3) of the Payment Services (Amendment) Regulations 2009 (link) and that, under Regulation 55(4), that applies to any and all future payments to that payee.

[CleverClogs (RIP)]

Re: SeaSaw Diary

Received letter from HFC regarding Beneficial Finance, proof of Identification copy of driving licence or passport and signed request. Don’t think I’ll be sending that. They have sent my cheque back.
This loan is 99% now its , am I correct in saying I should send CCA Request Demand of signature letter and cheque to Beneficial Finance not HFC.

Yes, of course.

One should always address one's concerns to the organ grinders rather than to their performing monkeys.

[SeeSaw]

Re: SeaSaw Diary

HSBC Beneficial Finance
Type of account Loan
Date commenced Sep 2008
Approx balance 9635.56
Date last paid Don’t know. Last £1 03/12
Arrangement £5 for 3 months
Status Not in default YET
Account owner Lender BF
This Loan was taken out to pay original loan which was taken out in 2005, PPI for 2007 onwards been paid back, Will need to put claim in for PPI 2005 forms have been sent to us don’t know where to start with them.
This account was paying, £1 token until they rang OH he said he would pay £5 month. Dummy here gave card details so they could take the £5 a month for 3 months. No PIP taken out.
Went to bank to stop it but can’t until 3 months up then will.
Warning never give your debit card details over phone to any Anker, because bank cant stop it.

03/12 set up 3 months payment.
4/4/12 CCA Sent to Benny
4/12 Letter from HFC request for Signature
4/12 Sent CCA request demand of signature letter.
5/12 Letter HFC request for signature and idenity. Filed

*Update*

Hi All

Letter from HFC request for signature and idenity again, I have told them your not getting it .

SeaSaw

[SeeSaw]

Re: SeaSaw Diary

Abbey (Santander) 2032
Type of account credit card
Date commenced well before 2007
Approx balance 25764.42
Date last paid £1 month Token March 2012
Not paying
Status default
Account owner DCA Anker’s Fredrickson


27/03/12 Letter from Fred. Not same account number. Ignored
4/04/12 CCA sent to Fred
4/4/12 Letter from Fred Ignored
4/12 Letter from Fred. Filled away
5/12 Letter from Fred

Hi All

Recived letter from Fred

Dear Mr SeaSaw

Yours sincerley

Regards

Seasaw

[SeeSaw]

Re: SeaSaw Diary

HSBC Beneficial Finance
Type of account Loan
Date commenced Sep 2008
Approx balance 9635.56
Date last paid Don’t know. Last £1 03/12
Arrangement £5 for 3 months
Status Not in default YET
Account owner Lender BF
This Loan was taken out to pay original loan which was taken out in 2005, PPI for 2007 onwards been paid back, Will need to put claim in for PPI 2005 forms have been sent to us don’t know where to start with them.
This account was paying, £1 token until they rang OH he said he would pay £5 month. Dummy here gave card details so they could take the £5 a month for 3 months. No PIP taken out.
Went to bank to stop it but can’t until 3 months up then will.
Warning never give your debit card details over phone to any Anker, because bank cant stop it.

03/12 set up 3 months payment.
4/4/12 CCA Sent to Benny
4/12 Letter from HFC request for Signature
4/12 Sent CCA request demand of signature letter.
5/12 Letter HFC request for signature and idenity. Filed
5/12Letter from BF

Hi All
Letter from BF our records indicate that we were expecting a paymentwhich we have not recived, please make payment.

Regards

SeaSaw

[SeeSaw]

Re: SeaSaw Diary

Santander
Type of account Loan
Date commenced 26/07/07
Approx balance £9512.3
Date last paid £1 month Token Last Paid March 2012
No Paying
Status default
Account owner DCA Anker’s Apex

This Loan was taken out to pay original loan which was taken out in 2005, PPI for 2007 onwards been paid back, Will need to put claim in for PPI 2005.
Was paying £1 month Token last paid March 2012
This has been sent to 3X DCA


29/03/12 Call 10.18 from Apex told to put in writing.
4/4/12 CAA sent to Apex
4/12 Letter from Apex, re home visit appontment.
4/12 Letter from Apex no cca sent back my cheque and letter.
4/12 CCa sent back to Apex
5/12 Letter from Apex

Hi All

Letter from Apex reply for CCA they only sent a Transaction Summary from Santander, dated from 07/08 the loan was taken out 2007.

Anything I need to do with above letters.

Regards

SeaSaw

[Never-In-Doubt]

Re: SeaSaw Diary

Hi All

Letter from Apex reply for CCA they only sent a Transaction Summary from Santander, dated from 07/08 the loan was taken out 2007.

Anything I need to do with above letters.

Regards

SeaSaw

well they need to send the cca - does their letter say 'please find attached the agreement, this completes our obligation under s.77 etc....'?

[SeeSaw]

Re: SeaSaw Diary

Hi Niddy

No only sent Transaction Summary. no attached agreement.

Kind Regards

SeaSaw

[Never-In-Doubt]

Re: SeaSaw Diary

Hi Niddy

No only sent Transaction Summary. no attached agreement.

Kind Regards

SeaSaw

then they're in default as they have not complied so just await their completion of your lawful s.77 request