SeaSaw Diary

[Deepie]

Re: SeaSaw Diary

Hi All
Recived Letter from Bryan carter,

We have been instructed to act in connetionwith this debt which is now seriously overdue and it is now our intention to take steps to recover the balance outstanding amount from you.4You must make payment before ** july if you wish to avoid further action. Payments can be accepteed by blabla bla.

The CCA which was sent was not Mr SeaSaw's. Any advice will be most welcome.

Regards SeaSaw

SeaSaw

I would send this if is were me-------> Account Sold whilst in Dispute

Hi all
Letter from BF any idear what to do next?

Regards

SeaSaw

That's what I would do ---------> CCA Reminder - Unenforceability Threat

[SeeSaw]

Re: SeaSaw Diary

Hi Thanks in2deep will do.

Regards

SeeSaw

[SeeSaw]

Re: SeaSaw Diary

HSBC Beneficial Finance
Type of account Loan
Date commenced Sep 2008
Approx balance 9635.56
Date last paid Don’t know. Last £1 03/12
Arrangement £5 for 3 months
Status Not in default YET
Account owner Lender BF
This Loan was taken out to pay original loan which was taken out in 2005, PPI for 2007 onwards been paid back, Will need to put claim in for PPI 2005 forms have been sent to us don’t know where to start with them.
This account was paying, £1 token until they rang OH he said he would pay £5 month. Dummy here gave card details so they could take the £5 a month for 3 months. No PIP taken out.
Went to bank to stop it but can’t until 3 months up then will.
Warning never give your debit card details over phone to any Anker, because bank cant stop it.

03/12 set up 3 months payment.
4/4/12 CCA Sent to Benny
4/12 Letter from HFC request for Signature
4/12 Sent CCA request demand of signature letter.
5/12 Letter HFC request for signature and idenity. Filed
5/12Letter from BF
5/12 Ltter from BF accoount remains overdue.
7/12 Sent CCA Reminder - Unenforceability Threat

hi all
Recived this letter friday . I sent CCA Reminder - Unenforceability Threat but recived this letter, any clues what to do next pleases.

Kind Regards

SeaSaw

[Pixie]

Re: SeaSaw Diary

I'd just keep it somewhere safe and wait to see what they send next.

[Deepie]

Re: SeaSaw Diary

^^^Just file away it's a Default notice No reply needed.........keep the envelope it came in aswell

[SeeSaw]

Re: SeaSaw Diary

Hi
Thanks guys will do.
I do expect them to send CCA sooner or later, untill then I will play letter ping pong.

kind Regards

SeaSaw

[SeeSaw]

Re: SeaSaw Diary

Hi guys


Recived this letter yesterday, I dont know what to do next this letters has got to me today.
any help would be most welcome.

Kind Regards

SeeSaw

[Deepie]

Re: SeaSaw Diary

Hi guys


Recived this letter yesterday, I dont know what to do next this letters has got to me today.
any help would be most welcome.

Kind Regards

SeeSaw

It's a Default Notice...........Chill..... just file it along with the envelope if you still have it............

[ScabHunter]

Re: SeaSaw Diary

That is another default notice. They obviously didn't terminate on the back of the last one. Without knowing the date on the notice it is impossible to know whether or not they have allowed enough time, and obviously without seeing the balance we can't know whether or not that is in error.

Just keep it safe, along with the envelope. If the date on the notice is October, and you've only just received it, it obviously wasn't sent by express mail.

No reply needed.

SH

[SeeSaw]

Re: SeaSaw Diary

Thaks Guys,

as this is enforcible will they drag other half to court soon? date on letter was 30/10/12, and same amount.

Regards

SeeSaw

[SXGuy]

Re: SeaSaw Diary

I got two default notices from M & S before they actually terminated the account (well i guess they have, dont remember ever seing a termination letter, but its been passed on)

Shame you blanked out the dates to be honest, because it may be a faulty DN and you could have the upper hand on them.

If you could post the date to remedy by that would really help.

[ScabHunter]

Re: SeaSaw Diary

as this is enforcible will they drag other half to court soon?

That would need a crystal ball to answer, I'm afraid.

date on letter was 30/10/12, and same amount.

Look at the date on the default notice, the one which they say the breach must be remedied by. If that is fourteen days from today (when you received it), it is compliant, at least in that respect. Any less, and it is a bad notice.

Just keep quiet for now and let them terminate. If the DN is bad, it can only work in your favour.

SH

[Never-In-Doubt]

Re: SeaSaw Diary

Hi

Hows the diary going SeeSaw?

[SeeSaw]

Re: SeaSaw Diary

Its been some time since I last posted due to ill health. Im ashamed to say I completly closed down over the last few month. Now I feel ready to fight again I will up date my diary shortly, just to let you know other half recived a ccj claim form yesterday from BW Legal for HFC account. Im not sure if its real or not as there is no court name stampt on the form! only a printed stamp saying the county court with a crown on top. BW has also tried to ring today if they are going for CCJ why call? Thanks for all your help any advice as what to do next will be most wecome.

Seesaw

[Undercover Elsa]

Re: SeaSaw Diary

Hi Seesaw,
Sorry to see you've been unwell
Regarding the Court Claim, could you start a new thread for it in the Everything Legal section (HERE), something like Seesaw v BW Legal. Put all the details about the account to date, and any updates.
Once you've done that you'll need to scan the front page of the claim form and send it (without obliterating any personal details) to our in house solicitor ATW@all-about-debt.co.uk with a link to your thread. CC it to Niddy too.
Once all that's done we can organise moving the thread to an even more private area.

What is the date on the claim form?

Elsa x