SeaSaw Diary

[SeeSaw]

Re: SeaSaw Diary

Afternoon all, Just got a few question any advice most welcome.


1. We have gone on Interest only Morgage for 2 years due to OH health and low income. The bank had asked for medical heath details from Dr and wanted us to fill I&F not received I&E form yet, are they aloud to ask for these details.


2. We want to sell the house so we can find something more suitable for OH; he has balance problem and problems with his knees. Could we protect the equity in the house to do this?


3. Santander rang a month asked to fill an I&E form told caller the debt is OH, he said ok just put OH I&E on, no form received. I clam as joint couple for I ESA how would I split the money from that.


Regard


SeaSaw

[SeeSaw]

Re: SeaSaw Diary

Hi Niddy have emaild the sig to you.

have a nice day.

Regards

SeeSaw

[SeeSaw]

Re: SeaSaw Diary

Morning all

I received this letter yesterday from Apex see attached, I’m not sure if Apex own the loan or are they working for Santander.

Received letter from Fred with wrong account number should I reply to them using ref number they have sent or just ignore due to wrong ref number.

Regards

SeaSaw

[Deepie]

Re: SeaSaw Diary

Morning all

I received this letter yesterday from Apex see attached, I’m not sure if Apex own the loan or are they working for Santander.

Received letter from Fred with wrong account number should I reply to them using ref number they have sent or just ignore due to wrong ref number.

Regards

SeaSaw

Have you sent a CCA request on this ?

[SeeSaw]

Re: SeaSaw Diary

Hi I2D


I have just done a CCA to Freds, Beneficial and Apex today, also done a SAR for Santander (Abbey) do they send all docs for all abbey accounts OH has had? I want to claim back bank charges from OH bank account, and would you know the address to send abbey the SAR?



Regards

SeaSaw

[Deepie]

Re: SeaSaw Diary

Hi I2D


I have just done a CCA to Freds, Beneficial and Apex today, also done a SAR for Santander (Abbey) do they send all docs for all abbey accounts OH has had? I want to claim back bank charges from OH bank account, and would you know the address to send abbey the SAR?



Regards

SeaSaw

Just ignore that letter from Apex then, as for address not sure......

[Pixie]

Re: SeaSaw Diary

Regarding the different account number, DCAs often assign their own reference number to accounts.

Sorry, don't know address for Abbey, could you google it?

[SeeSaw]

Re: SeaSaw Diary

Thanks for your replies I found the address for the collections department do you think I could send it there?


Regards


SeaSaw

[SeeSaw]

Re: SeaSaw Diary

Abbey (Santander) 2032
Type of account credit card
Date commenced well before 2007
Approx balance 2574.58
Date last paid £1 month Token March 2012
Not paying
Status default
Account owner DCA Anker’s Fredrickson


27/03/12 Letter from Fred. Not same account number. Ignored
4/04/12 CCA sent to Fred
4/4/12 Letter from Fred Ignored

Hi

Letter from fred ignored had set CCA before I got there letter LOL.

Regards

SeaSaw

[SeeSaw]

Re: SeaSaw Diary

Hi Flower

O bugger I sent it to

Abbey National PLC
Collections & Recoveries
Po Box 201
Grafton Gate East Central
Milton Keynes
MK9 1AN

O well will wait and see if they send anything.

Regards

SeaSaw

[SeeSaw]

Re: SeaSaw Diary

Hi FP
I did send for a SAR for old bank account which is not in my diary.
Wanted to check for bank charges on the account.

Regards

SeaSaw

[CleverClogs (RIP)]

Re: SeaSaw Diary

My Brains not in sycn

Does that explain the dyxlesia?

[SeeSaw]

Re: SeaSaw Diary

Hi CC
Yes LOL just told santander to put things in writing, because I cant follow a convesation.

Regards

SeaSaw

[SeeSaw]

Re: SeaSaw Diary

Santander
Type of account Loan
Date commenced 26/07/07
Approx balance £9512.3
Date last paid £1 month Token Last Paid March 2012
No Paying
Status default
Account owner DCA Anker’s Apex

This Loan was taken out to pay original loan which was taken out in 2005, PPI for 2007 onwards been paid back, Will need to put claim in for PPI 2005.
Was paying £1 month Token last paid March 2012
This has been sent to 3X DCA


29/03/12 Call 10.18 from Apex told to put in writing.
4/4/12 CAA sent to Apex

recived letter from Apex, re home visit appontment.

we wrote toyou recently after our investigations proved that you resident at the above address .

you are now at risk of your account being passed to an external field agent who will arrange a visit toyour property .call our office without delay ( ya dont think so).

I sent Apex CCA letter, checked post office its not been delivered yet

Regards

SeaSaw

[SeeSaw]

Re: SeaSaw Diary

Santander
Type of account Loan
Date commenced 26/07/07
Approx balance £9512.3
Date last paid £1 month Token Last Paid March 2012
No Paying
Status default
Account owner DCA Anker’s Apex

This Loan was taken out to pay original loan which was taken out in 2005, PPI for 2007 onwards been paid back, Will need to put claim in for PPI 2005.
Was paying £1 month Token last paid March 2012
This has been sent to 3X DCA


29/03/12 Call 10.18 from Apex told to put in writing.
4/4/12 CAA sent to Apex
4/12 Letter from Apex, re home visit appontment.
4/12 Letter from Apex no cca sent.

All

Letter from Apex re CCA.

Apex are not the data holding branch and therefore not obliged to supply the data you have requested.

Sent my letter and cheque back recorded delivery.

What to do next anyone please.

SeaSaw