Angelsoxx's UE diary

[SXGuy]

Re: Angelsoxx's UE diary

Someone correct me, but i read Paul say in another thread, that once an account is terminated, they have no requirement to send you, your CCA.

It doesnt mean all wont, it just means they dont have to.

Having said that, why wouldnt they? they dont have it lol

[angelsoxx]

Re: Angelsoxx's UE diary

If an account had been terminated, then why the Hell should I send them any £?
If the original account no longer exists, I have no agreement with cl finance, so what ground can they possibly have for trying to take money from me?
Surely they'd have to provide a cca from the OC, plus proof that they now owned the debt in order to enforce it?

I think they don't have it and are trying to bs me and intimidate me, shocking behaviour for a debt collector...

[angelsoxx]

Re: Angelsoxx's UE diary

It's oh so quiet!

Only yhing which has happened is a letter from lloyds saying they are assigning a debt to a debt collector.
Will wait until i hear from them and send the account sold in dispute :-)

Hope everyone is enjoying the "summer"...

[Spent2much]

Re: Angelsoxx's UE diary

It's oh so quiet!

Only yhing which has happened is a letter from lloyds saying they are assigning a debt to a debt collector.
Will wait until i hear from them and send the account sold in dispute :-)

Hope everyone is enjoying the "summer"...

what does summer mean please

[angelsoxx]

Re: Angelsoxx's UE diary

what does summer mean please

Long, long ago, in a far off kingdom, a great ball of golden fire would come and smile down upon to poor, soggy people and bring joy to them for the months of june to september.
This is SUMMER! (so i've heard)

[Spent2much]

Re: Angelsoxx's UE diary

Long, long ago, in a far off kingdom, a great ball of golden fire would come and smile down upon to poor, soggy people and bring joy to them for the months of june to september.
This is SUMMER! (so i've heard)

wow thanks for that i must pass this story onto my grandson when he is old enough to understand, in the meantime if we do experience this great ball of golden fire i will have to explain what it is so he isn't confused ,so far since he has been born he has only ever seen rain , dark skies and more rain .

[Pixie]

Re: Angelsoxx's UE diary

Long, long ago, in a far off kingdom, a great ball of golden fire would come and smile down upon to poor, soggy people and bring joy to them for the months of june to september.
This is SUMMER! (so i've heard)

[angelsoxx]

Re: Angelsoxx's UE diary

23 july, letter from iqor.
"lloyds tsb have passed your debt to iQor to recover outstanding balance in full. If i do not take action to resolve this matter immdeiatly, then we may commence legal action, yada yada yada.." Shall I send them Account Sold whilst in Dispute?

[helmsman]

Re: Angelsoxx's UE diary

23 july, letter from iqor.
"lloyds tsb have passed your debt to iQor to recover outstanding balance in full. If i do not take action to resolve this matter immdeiatly, then we may commence legal action, yada yada yada.." Shall I send them Account Sold whilst in Dispute?

Hi Angelsoxx,
There has been a few of us that ltsb have passed to iQor and we have all sent acc sold whilst in dispute if you hurry and send it off they may all arrive together.

[angelsoxx]

Re: Angelsoxx's UE diary

26th july- letter from Apex "Further to your request for further information regarding the above account, please find enclosed the documents as requested" and copies of statements from march 2010 to march 2012. Last thing I sent them was Account sold whilst in dispute! Guessing ignore?

[Undercover Elsa]

Re: Angelsoxx's UE diary

Yeah, I'd ignore...doesn't require a response

Shep x

[Undercover Elsa]

Re: Angelsoxx's UE diary

Someone correct me, but i read Paul say in another thread, that once an account is terminated, they have no requirement to send you, your CCA.

It doesnt mean all wont, it just means they dont have to.

Having said that, why wouldnt they? they dont have it lol

Just seen this...partly right, but only if there is no money owing on the account, ie it has been paid up and marked as settled.

They still have to supply a CCA for any regulated account, terminated or not, that still has money owing. The only other exception is when a CCJ has been obtained, which effectively forms a new agreement.

Shep x

[angelsoxx]

Re: Angelsoxx's UE diary

Monica from Iqor just called.
Thanks to caller display, she got treated to repeated ' je ne parle l'anglais'.
She hadn't called back :-(

[SXGuy]

Re: Angelsoxx's UE diary

Just seen this...partly right, but only if there is no money owing on the account, ie it has been paid up and marked as settled.

They still have to supply a CCA for any regulated account, terminated or not, that still has money owing. The only other exception is when a CCJ has been obtained, which effectively forms a new agreement.

Shep x

Thanks for clearing that up shep.

[angelsoxx]

Re: Angelsoxx's UE diary

O/C Egg, owned now by Britannica Recoveries SARL-Arrow, chased by DLC


start: 12/01/2005 (can't find anything earlier on my credit file, but I know it started with an egg card around 2002, then a loan was added around 2003/4 and it was compiled into one big loan at the time of the start date i guess)

Approx balance £19923

Date last paid full amount 2006

04/04/2006

Was on plan with cccs, plan stopped, no longer paying.

Defaulted Jan 2006

Handled by DLC
March 5th cca sent
31st march letter recieved "You have failed to respond to our previous letters" IGNORE!
17th August Letter received from ArseEurope. ArcEurope I mean..

This account remains unpaid and has now been passed to us for collection.
We wish to make it quite clear that unless a substantial payment is made to us within the next 10 days, along with a firm offer to clear the rest of the overdue balance, we will have to notify our client... blah blah, further action
What a load of old tosh! My CCA cheque was cashed, and not a CCA did i recieve, not even acknowledgement that one had been requested.
Cheeky, cheeky gits!
So, Account sold whilst in dispute?? God, I really, really want to ring them and give them a bollocking for acting unlawfully and being so bloody rude!

Action!