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  • MrsD
    replied
    Re: mr affable's UE diary

    i would send the sold in dispute, keeps a nice neat papertrail

    Leave a comment:


  • The Tech Clerk
    replied
    Re: mr affable's UE diary

    Originally posted by Flowerpower
    Nelson Guest Puppets are just letterheads-for-rent for Wetclothes I got quite a few letters from them, most of them not replied to. I only ever sent a single dispute letter to this lot and they gave up the ghost over a year ago

    If it was me, I'd just wait and see what their next move is...


    Must be one of my likes the+:- = 75p letter for hire, do not respond back to us but to as below.

    Leave a comment:


  • mr affable
    replied
    Re: mr affable's UE diary

    Now received a letter from Nelson Guest & Partners Solicitors (instructed by Wescot)asking for repayment proposals or 'further recovery action will be undertaken'. Presumably I just ignore and see what they do next - or is there a letter I can send them?

    Leave a comment:


  • jon1965
    replied
    Re: mr affable's UE diary

    Is it a final demand or a threat of action? Could you not send the letter creditor refusal to accept ue?

    Leave a comment:


  • Deepie
    replied
    Re: mr affable's UE diary

    Originally posted by mr affable View Post
    Westcot keep calling me - I keep ignoring them.

    Have also now received a Final Demand from Waitrose - presumably I just ignore (Niddy has already said unenforceable based on info they have provided so far).

    Also received a letter from Moorcroft Debt Recovery Limited on behalf of Mint. Mint never produced a CCA. Is there a suitable letter I can send to Moorcroft?
    -----------> Account Sold whilst in Dispute

    Leave a comment:


  • mr affable
    replied
    Re: mr affable's UE diary

    Westcot keep calling me - I keep ignoring them.

    Have also now received a Final Demand from Waitrose - presumably I just ignore (Niddy has already said unenforceable based on info they have provided so far).

    Also received a letter from Moorcroft Debt Recovery Limited on behalf of Mint. Mint never produced a CCA. Is there a suitable letter I can send to Moorcroft?

    Leave a comment:


  • Deepie
    replied
    Re: mr affable's UE diary

    Originally posted by mr affable View Post
    As per post #136 I sent template letter 'a/c sold whilst in dispute' to Westcot. They said they would take instructions from Capital One.

    They have now written to me saying that 'the balance is correct and due' and asking for payment.

    Presumably I can just ignore this or is there another template letter I can send?
    If it were me I would see what they do next.........

    Leave a comment:


  • mr affable
    replied
    Re: mr affable's UE diary

    As per post #136 I sent template letter 'a/c sold whilst in dispute' to Westcot. They said they would take instructions from Capital One.

    They have now written to me saying that 'the balance is correct and due' and asking for payment.

    Presumably I can just ignore this or is there another template letter I can send?

    Leave a comment:


  • mr affable
    replied
    Re: mr affable's UE diary

    Forgot to say Wescot are acting on behalf of Capital One

    Leave a comment:


  • mr affable
    replied
    Re: mr affable's UE diary

    Had a 'Final Notice' letter from Wescot.

    Says unless I pay within 10 days it may lead to:

    a door step collector being instructed to visit my property to collect payment or

    legal action being taken against me

    Is it likely that anyone will visit me (dont really want that) or if they do presumably they have no legal rights?

    Leave a comment:


  • pepe2008
    replied
    Re: mr affable's UE diary

    Originally posted by swanfan View Post
    Typical woman though, just say what you mean instead of going all round the houses...

    Now, that's liable to provoke the response 'I shouldn't NEED to tell you'...
    ..... Well, at least thats what my EX would say

    Leave a comment:


  • swanfan
    replied
    Re: mr affable's UE diary

    Originally posted by Flowerpower


    HAHAHA, Niddy you misunderstood me completely, I was trying to say the exact same thing only in a more subtle way, you know I DIDN'T give my new address, hence the '£3k in limboland' in my signature! Not to mention Opus et al...

    As per post 147 - obviously you males of the species can't take a subtle hint like us ladies...
    Typical woman though, just say what you mean instead of going all round the houses...

    Leave a comment:


  • jon1965
    replied
    Re: mr affable's UE diary

    Now that doesn't happen often, but who enjoyed it more?

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: mr affable's UE diary



    :niddy is duly

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: mr affable's UE diary

    Ok flowerpower is struggling with this by the looks of it.

    We, at AAD, do not tell a creditor our new address. Apologies for the confusion above. Others have been dropping subtle hints.

    No, do not send compliment slips () and do not contact them. You're moving to rented so what can they do? Not much.... In fact nothing!!

    Just move and wait till anyone hassles you. Have some peace and quiet for once. You deserve it after all

    PM or email me. No more talk like this on forum. Thanks

    Leave a comment:

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