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  • #31
    Re: Newbee starting Unenforceability

    Ha! I will bark! Loudly! Thanks cleverclogs! They are driving me mad!!!

    Hey Niddy, thank you so much. DMP specialist would be good. Also whats your opinion on DMAs? Can they be trusted? I have heard so many mixed messages about them.

    Oh, working long hours again so my posts are sometime apart!

    Thank you everyone. My fight against evil has started!!!!!!

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    • #32
      Re: Newbee starting Unenforceability

      Can you explain what you mean by DMA? (might just be me having a blonde moment!)
      Let your smile change the world but don't let the world change your smile

      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • #33
        Re: Newbee starting Unenforceability

        Originally posted by Pixie View Post
        Can you explain what you mean by DMA? (might just be me having a blonde moment!)
        Debt management agreement?

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        • #34
          Re: Newbee starting Unenforceability

          Originally posted by swanfan View Post
          Debt management agreement?
          Is that the same as a DMP? What's the difference between agreement and plan?
          Let your smile change the world but don't let the world change your smile

          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #35
            Re: Newbee starting Unenforceability

            Hi all. I mean Debt Management Agency when I said DMA. Apologies if any confusion. Called Payplan today and they told me the following:

            I could go DMP but it would take 25 years tp pay of my debt!!!!

            They then said IVA. But I have no equity. They said they can do IVA with no equity. £100 a month for 5 years then debt cleared.

            Has anyone had an IVA like this? Sounds too good to be true???

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