Halifax Recon ? or con ?

[Undercover Elsa]

Re: maxedouts marbles ue diary

Morning Maxed Out,
In your current position I guess it's all hypothetical.
Makes them feel better though, bless!

Shep x

[maxedout]

Re: maxedouts marbles ue diary

Morning Shepherdess. Just dont understand them .

[maxedout]

Re: Halifax Recon ? or con ?

Hi Priority, il post it up later .Yes i sent it off the other day just wait and see now thanks max.

[Undercover Elsa]

Re: maxedouts marbles ue diary

I think you probably answered your own question in your first post, Max....
Creditors usually stop interest after default but not always.
As they now know they've been sold a pup, as you say. they're probably pumping up the value on paper before selling it on to the next hapless DCA.
Or maybe they hope that you'll trip up and acknowledge the debt while querying it..

[maxedout]

Re: maxedouts marbles ue diary

I cant see any other reason . max.

[swanfan]

Re: maxedouts marbles ue diary

It'll look better for their balance sheets, Mint did the same with me.

If it's UE it's not gonna matter what they add on.

[Pixie]

Re: maxedouts marbles ue diary

They can add what they like if they're not going to get it!

Like the others say, it's probably so they'll get more when they sell it on.

[Never-In-Doubt]

Re: Halifax Recon ? or con ?

Hi Priority, il post it up later .Yes i sent it off the other day just wait and see now thanks max.

No need to post it up. We don't need to see it.

It's

Fine, great. Just keep the letter safe yea?

[Never-In-Doubt]

Re: maxedouts marbles ue diary

I'll merge this into the other thread you have.

One user = one diary

[PriorityOne]

Re: Halifax Recon ? or con ?

The only thing thay bothers me is why and where do they think they have the right to keep adding £100 to the balance each month as shown on my credit file.

Checking credit files is a pointless exercise, IMO.... which is one of the reasons you were directed here....

Hi Priority, il post it up later .Yes i sent it off the other day just wait and see now thanks max.

As it's unenforceable anyway, there's not really much point... as Niddy says.

Just stop looking at that credit file.... and if you get a response to your letter or it's sold on to anyone else, let us know

[maxedout]

Re: Halifax Recon ? or con ?

Hi, Both threads are together now . I thought it was one for each ? they are two seperate ones. One Halifax one Marbles. Oh ok i see now thanks max

[maxedout]

Re: Halifax Recon ? or con ?

Ok thanks .

[maxedout]

Re: maxedouts marbles ue diary

Hi all,
I had a letter at the start of the month from HBOS saying they had sold the account ( Halifax card ) to Lowell Portfolio . HBOS said in the letter they had not been made aware of any reason why the debt should not be paid.
In a letter from Lowell they said befor selling the account to us HBOS checked the records and found no reason why the debt should not be paid . I dont think HBOS are telling the truth lol.
I ignored and have now had a letter from Lowell Financial saying they are dealing with it as iv not paid.
In my previous posts i explained i asked for a copy of my cca etc from HBOS. and they wrote back saying they could not provide one at this time.
Where should i go with this
Thanks maxedout

[MrsD]

Re: Halifax Recon ? or con ?

did you send a http://www.all-about-debt.co.uk/inde...firming-no-cca, if not i would send this to Lowells, enclosing a copy of the letter from HBOS. I usually outline the actual nitty gritty with a big pink marker, just so they don't miss it!

[maxedout]

Re: Halifax Recon ? or con ?

Thanks MrsD
I will send the above as advised by yourself.
I thought accounts were not to be sold if they were in dispute
Thanks maxedout