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HOIST FINANCE UK HOLDINGS 1 LIMITED & HOIST FINANCE UK HOLDINGS 2 LIMITED

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  • #31
    This is all I got from the court when I called them to ask who and what it relates to.

    CASE DETAILS - THIS CLAIM IS FOR THE SUM OF 3972.54 IN RESPECT OF MONIES OWING UNDER AN AGREEMENT WITH THE ACCOUNT NO.XXXXXXXXXX PURSUANT TO THE CONSUMER CREDIT ACT 1974 (CCA). THE DEBT WAS LEGALLY ASSIGNED BY HOIST PORTFOLIO HOLDING LTD (EX BARCLAYCARD) TO THECLAIMANT AND NOTICE HAS BEEN SERVED. THE DEFENDANT HAS FAILED TO MAKE CONTRACTUAL PAYMENTS UNDER THE TERMS OF THE AGREEMENT. A DEFAULT NOTICE HAS BEEN SERVED UPON THE DEFENDANT PURSUANT TO S.87(1) CCA. THE CLAIMANT CLAIMS 1. THE SUM OF 3972.54 2. COSTS



    Claimant - HOIST FINANCE UK HOLDINGS 1 LIMITED


    Claimant solicitors - HOWARD COHEN & CO SOLICITORS,
    Last edited by Diana Mayhew; 9th October 2019, 15:13. Reason: removed account number to protect your identity

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    • #32
      I have just realised something, that is not my Account Number for my old Barclaycard.

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      • #33
        Originally posted by Del View Post
        I have just realised something, that is not my Account Number for my old Barclaycard.
        So it may be for a different Barclaycard account?

        Did you ever have an Egg credit card, or Morgan Stanley Dean Witter etc?

        Or have they got the wrong account number (I've removed it from your post to protect your identity)?

        Di
        Legal Disclaimer

        I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at di@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. Our initial advice is always free.

        Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

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        • #34
          That Account number is not anything to do with me ! that is not my old Barclaycard Account number. Nor is that amount related to any old debt.

          Is it true if you make a claim against someone and you entre the wrong account number or sum owed and you can prove that its incorrect the debt is unenforceable and it canot be reapllied for ?

          What do I do now, this is clearly wrong !
          over 6 years old
          not my ac number
          not the correct balance
          old address

          Do I still have to pay 255 to get this taken off even though all the information may as well have been made up !

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          • #35
            Originally posted by Del View Post
            That Account number is not anything to do with me ! that is not my old Barclaycard Account number. Nor is that amount related to any old debt.

            Is it true if you make a claim against someone and you entre the wrong account number or sum owed and you can prove that its incorrect the debt is unenforceable and it canot be reapllied for ?

            What do I do now, this is clearly wrong !
            over 6 years old
            not my ac number
            not the correct balance
            old address

            Do I still have to pay 255 to get this taken off even though all the information may as well have been made up !

            No that's not true, at least it's not as simple as that.

            I also think you may be referring to a Discontinued claim where the debt owner cannot re-issue without permission from the court if the substitute claim is based on the same or substantially the same facts.

            In order to get a CCJ set aside you have to first persuade the court that it was served incorrectly.

            If that hurdle is successful, you then have the opportunity to file a Defence to the original claim.

            If the Claimant has pleaded a wrong account number etc then they may be able to Amend their Particulars of Claim with the court's permission.

            I'd need to see the documents in order to establish the position, so you can email me using di@joannaconnollysolicitors.co.uk if that helps.

            Di
            Legal Disclaimer

            I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at di@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. Our initial advice is always free.

            Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

            Comment


            • #36
              Might not be relevant but when I did a SAR to capital One it showed three different card number, one when my card was upgraded, one when my card was stolen and the original one. Could something like that have happened to you?

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