Tweet
Re: Amex-Charge card
Many thanks Niddy.I will get onto it.
Many thanks Niddy.I will get onto it.
-
-
Re: Amex-Charge card
Good luck - keep us updated yea?
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Amex-Charge card
Yes of course.Comment
-
Re: Amex-Charge card
Have you tried reclaiming charges (over limit / late payment ect?) and even membership fee - if like me ,you have been on a repayment plan and were stil charged membership / membership rewards fees even though you were not allowed to use the card!!)
They will refund but will baulk at refundinding the associated interest applied to the charges by them.
I have two cases with the FOS re Amex.
They are also open to F&F offers.
Good luck,
MattyComment
-
Re: Amex-Charge card
Thanks MattyA
No charges have been made and the o/s balance shows no interest charged.
I made a F&F 20% but they wanted 50%.
At the moment I am awaiting a response to my CCA request ,still have a week to go yet.
GreymatterComment
-
Re: Amex-Charge card
Niddy
a quick update.
I have a sneeky feeling that I will not get my CCA request.I realise that I still have 'till Friday before its final day.So just in case I don't receive it what should I do/send please.
Unfortunately I only sent this by 1st class post although I have the PO number of course,but to track this could take months!
Thanks
GmComment
-
Re: Amex-Charge card
Hiya
I'm lost - what do you mean you have until Friday until the "final day" - I didn't know doomsday was real
If they do not respond to your CCA request - tough! They're in default, fine - so what...?
You ring royal mail and they'll confirm if the PO was ever cashed or not. You should have the stub or details of it on the receipt and always send letters recorded as it proves to a judge that you did send the letter!
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Amex-Charge card
Hi Niddy
Sorry but what I meant was the 12+2days finishes on Friday,sorry 'bout that Nid.
I have always sent by recorded but for some unknown dumb reason I did't this time.Oh what a Prat won't do that again!
Finally I did 'phone the PO and they told me they cannot trace the PO and I need a form P58? and the time it takes for a reply could be months!
Anyway ,thanks for your response due to the fact that this is a Charge card I want to make sure I tackle this to my advantage .(with your help thank you)
Comment
-
Re: Amex-Charge card
If it was me.Originally posted by greymatter View PostHi Niddy
Sorry but what I meant was the 12+2days finishes on Friday,sorry 'bout that Nid.
I have always sent by recorded but for some unknown dumb reason I did't this time.Oh what a Prat won't do that again!
Finally I did 'phone the PO and they told me they cannot trace the PO and I need a form P58? and the time it takes for a reply could be months!
Anyway ,thanks for your response due to the fact that this is a Charge card I want to make sure I tackle this to my advantage .(with your help thank you)
I would resend CCA recorded this time.......
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
-
Re: Amex-Charge card
Ok
Thanks Niddy
Comment
-
Re: Amex-Charge card
it was in 2 deep not me
But I do agree with him
I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!
If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.ukComment
-
Re: Amex-Charge card
Originally posted by in 2 deep View PostIf it was me. I would resend CCA recorded this time.......Originally posted by greymatter View PostOk
Thanks NiddyMaybe you should get a surfboard to go with your Avitar....Originally posted by Never-In-Doubt View Postit was in 2 deep not me
But I do agree with him
I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.
If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.Comment
-
Re: Amex-Charge card
Ooops , I've got the wrong glasses,there's still beer in the bottom.
sorry In2Deep.
Anyway belated thanksComment
-
Re: Amex-Charge card
Sorry to be a pain in the rear but reading various things about charge cards and CCA, my take on it is that Amex don't need to respond to my CCA request as Charge Cards aren't covered by the act.
Am I right as I bloody hope not cos what route can I take?
Thanks all
Greymatter
Comment
-
Re: Amex-Charge card
Any further advice on this one pleaseOriginally posted by greymatter View PostSorry to be a pain in the rear but reading various things about charge cards and CCA, my take on it is that Amex don't need to respond to my CCA request as Charge Cards aren't covered by the act.
Am I right as I bloody hope not cos what route can I take?
Thanks all
Greymatter
ThanksComment
Comment