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  • #31
    Re: Redoute cant locate CCA

    Update:

    Another letter recieved from hemaDROYDS today, exactly the same as a previous one headed court proceedings and that documents are being prepared and that after 7 days court proceedings will commence.
    I replied to the last one with the threat of litigation letter and got that nice one back from the OC stating they couldnt enforce in court etc but their drones dont seem to have gotten the message.

    So question is, do i reply again with the same letter or ignore?

    To update, i have found a default notice after going through the other halfs correspondance that was 'hidden' away.

    Bit of an odd one, it was only asking for the arrears but it didnt give a fixed date but 14 DAYS instead!!! That has to be a no-no?

    I am happy to create my own reply if one doesnt exist but i want to make sure i only give information they require not anything that may give them a heads up.

    God that was a ramble, sorry about that

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    • #32
      Re: Redoute cant locate CCA

      Also, if Droyds still refer to the client, does that mean they themselves cannot instigate court action but it would have to be the OC instead? Can anyone confirm this. Still cant decide whether to ignore this or just send what i sent before with the latest letter saying they cant enforce in court.

      Comment


      • #33
        Re: Redoute cant locate CCA

        No-one will be able to take action if they've admitted they can't find the agreement.

        I'd just ignore the latest letter.

        Comment


        • #34
          Re: Redoute cant locate CCA

          Cheers swanfan, i will do that then. I just figured i didnt want them to think they could push something through that wouldnt be defended and that i didnt know my rights as it were.

          I will save the postage ;-)

          Comment


          • #35
            Re: Redoute cant locate CCA

            I have decided to put this account in to dispute officially by letter. More for my benefit than anything else and just in case droyds get funky. Can anyone point to the template, i cant seem to see it :-(

            Thanks

            Comment


            • #36
              Re: Redoute cant locate CCA

              Send the same as last time. Use same link.

              Regards a court claim, the claimant would probably be the catalogue; the address for servicing would be dca and or solicitors.

              I'd not worry; you have that letter. Keep it safe
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

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              • #37
                Re: Redoute cant locate CCA

                ps you have no legal grounds to dispute it. It's unenforceable by admission of the creditor. Game over for them mate.
                Can you clarify, what template did you send? Was it this? ---> Unenforceability Templates - Section 2

                If not that's what you NEED to send with a copy of the letter confirming it won't be enforced.
                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                • #38
                  Re: Redoute cant locate CCA

                  Hi Niddy, thanks for looking in. I previously sent the Threat by Creditor - To Commence Litigation template to which i got the last response from Redoute stating no court enforcement was possible.

                  I just want to be sure as Redoute have admitted no CCA but want droyds to be aware of it as they sent another letter saying proceedings will commence etc etc.. Dont want them to say i didnt respond ;-)

                  Comment


                  • #39
                    Re: Redoute cant locate CCA

                    Originally posted by jet set willy View Post
                    Hi Niddy, thanks for looking in. I previously sent the Threat by Creditor - To Commence Litigation template to which i got the last response from Redoute stating no court enforcement was possible.

                    I just want to be sure as Redoute have admitted no CCA but want droyds to be aware of it as they sent another letter saying proceedings will commence etc etc.. Dont want them to say i didnt respond ;-)

                    Send this with a copy of letter from Redoute admitting no CCA CCA Query - Letter Previously Confirming No CCA
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • #40
                      Re: Redoute cant locate CCA

                      Originally posted by jet set willy View Post
                      Hi Niddy, thanks for looking in. I previously sent the Threat by Creditor - To Commence Litigation template to which i got the last response from Redoute stating no court enforcement was possible.

                      I just want to be sure as Redoute have admitted no CCA but want droyds to be aware of it as they sent another letter saying proceedings will commence etc etc.. Dont want them to say i didnt respond ;-)
                      Mate myself and in2 has told you what to do. Copy the la redoute letter and send it with a copy of that template we linked you to. Send it special so it gets there next day.

                      If they try and take action our on board solicitors would no doubt bite your hand off to take the case on. Don't worry ok?
                      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                      • #41
                        Re: Redoute cant locate CCA

                        No problems chaps, i really appreciate both your advice. Have done the necessary paper work tonight and it will be posted in the morning. Thank you :-)

                        Comment


                        • #42
                          Re: Redoute cant locate CCA

                          Best of luck. Out of interest our preferred solicitors guy is reading (Paul)....
                          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                          • #43
                            Re: Redoute cant locate CCA

                            Haha, dont say that you bad buggers, they are supposed to back off long before that happens

                            Comment


                            • #44
                              Re: Redoute cant locate CCA

                              Lol don't worry ok. It'll be fine
                              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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                              • #45
                                Re: Redoute cant locate CCA

                                I'm chilled, just messing lol

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