GDPR Cookie Consent by SimpleServe Privacy Script Default Date - AAD Consumer Forum

Announcement

Collapse
No announcement yet.

Default Date

Collapse
X
Collapse
 
  • Page of 2
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 2 template Next
  • #16
    Re: Default Date

    BB means it's sustained arrears (only call credit use this) and it's usually added after status 3.

    It's not what Jo can do. It's what YOU can do. Unless there's a claim to defend Jo can't help.

    Raise a dispute against the entry and remind the CRA of the Principles and ask them to correct the entry in accordance. So the report you posted was technically out of AP in Dec 2010 so status 3 carries on from there. 01/11 = status 4; 02/11 = status 5; 03/11 = status 6 and Default should show from 04/11 (approximately). Each subsequent month from 05/11 should read status D.

    Can you clarify when you started the DMP & when you last paid into it. That'd help.
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

    Comment

    • #17
      Re: Default Date

      Originally posted by Never-In-Doubt View Post
      BB means it's sustained arrears (only call credit use this) and it's usually added after status 3.

      It's not what Jo can do. It's what YOU can do. Unless there's a claim to defend Jo can't help.

      Raise a dispute against the entry and remind the CRA of the Principles and ask them to correct the entry in accordance. So the report you posted was technically out of AP in Dec 2010 so status 3 carries on from there. 01/11 = status 4; 02/11 = status 5; 03/11 = status 6 and Default should show from 04/11 (approximately). Each subsequent month from 05/11 should read status D.

      Can you clarify when you started the DMP & when you last paid into it. That'd help.
      Hello matey, sorry just seen your response. I've done the folowing:

      1) Contacted the CRA disputing the entries, who for a while removed them, but then re-instating them saying the creditor believed them to be correct and I should contact the data controller at the creditor

      2) I did the above, and they responded saying they believed it to be correct, and would not change it

      I entered my DMP in Sept 2010, and ended payments approx July 2012, with nothing being paid since. Its why I was curious as to Jo's approach, as she appears to have said something, or phrased something, that made the data controller at that other company sit up and take notice if they resolved it in a day!

      Cheers
      SnV
      "I fear all we have done is to awaken a sleeping giant and fill him with a terrible resolve."

      The consumer is that sleeping giant.!!


      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

      Comment

      Previous 1 2 template Next
      Working...
      X