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In a pickle with NatWest

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  • #16
    Re: In a pickle with NatWest

    They've already opened another acount...see post #6
    Let your smile change the world but don't let the world change your smile

    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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    • #17
      Re: In a pickle with NatWest

      Originally posted by Pixie View Post
      They've already opened another acount...see post #6
      you think I have time to read all posts
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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      • #18
        Re: In a pickle with NatWest

        I was just letting you know...
        Let your smile change the world but don't let the world change your smile

        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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        • #19
          Re: In a pickle with NatWest

          Originally posted by thelongjourney View Post
          @Niddy i have already set up another current account with the CO-OP so thats a start and i have changed all my bank details with my DD's and work so all is well their
          Excellent.

          Originally posted by thelongjourney View Post
          @MrsD i think i might of yes as i went into the bank to apply for the loan extension so they must of got me to sign an agreement, and thankyou for the welcome
          Not necessarily, no harm applying for a CCA to buy time, do it for the loan not the bank account though.

          Originally posted by thelongjourney View Post
          Its put my mind at ease because if i were to get a ccj my life would be screwed but i know its a long way off now and even may not happen at this rate
          Why? a CCJ won't ruin anything unless you work in such an industry that would restrict it, i.e. regulated in financial or similar.

          A CCJ is long off and we'd never let them just do that, don't worry about that.
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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          • #20
            Re: In a pickle with NatWest

            Originally posted by Never-In-Doubt View Post
            Right so why don't we get the PPI back on the older two loans that are settled then use that money to pay off a settlement against this new likely enforceable £15k loan?

            That's what I would do....
            Things are starting to look better already

            Comment

            • #21
              Re: In a pickle with NatWest

              Originally posted by planB View Post
              Things are starting to look better already
              ---> PPI claim for Settled Loans - allaboutFORUMS

              Hopefully eh
              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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              • #22
                Re: In a pickle with NatWest

                Originally posted by thelongjourney View Post
                @PlanB - the loan in 2008 was to pay off the previous loan which was to pay off the loan before that etc.. etc..
                Sometimes you can accuse a bank of an *Unfair Relationship* if they sold you a new loan at a higher interest rate to settle an existing loan. Just something to keep in the back of your mind

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                • #23
                  Re: In a pickle with NatWest

                  Really dont worry about a CCJ thats so far down the road right now its not even a speckle of light at the end of a very long dark tunnel trust me.

                  We will get this sorted for you one way or another long before that every happend.

                  Its easy to be worried, but its mainly due to the fear of the unknown or what you have heard, which 9 times out of 10 is bollox.

                  Listen to the peeps here, they wont put you wrong.
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                  • #24
                    Re: In a pickle with NatWest

                    Your right, ive mainly heard from websites like CAG,MSE and LegalBeagles but here its like i can be myself and not be judged, thats why i donated, i feel welcomed here and the advice has been more helpful than any other advice/help i have ever received

                    Comment

                    • #25
                      Re: In a pickle with NatWest

                      thanks, glad you're liking it here

                      Yea, we're not exactly liked on any of those 3 forums you mention, in fact they hate us but we don't care cos we're here to help the consumer, and if they block consumers from coming here then that proves just how shite they really are cos they're barring a consumer access to the best help which must go against what they try and feed us as their main reason for being here.... really?

                      You can link to any site here, try adding our site URL to mse/cag - see what happens
                      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                      Comment

                      • #26
                        Re: In a pickle with NatWest

                        Originally posted by thelongjourney View Post
                        but here its like i can be myself and not be judged, thats why i donated, i feel welcomed here and the advice has been more helpful than any other advice/help i have ever received
                        "You have to kiss a lot of frogs before you find your prince"

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                        • #27
                          Re: In a pickle with NatWest

                          The creditors must love the consumer forums infighting. Divide and rule.

                          Plus one what niddy says. It should all be about helping the consumer.

                          Just as each debt is different so is each solution and each person.

                          The target should always be the bad guys in all this. The finance industry. If they were even half decent these forums would have no reason to exist.

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                          • #28
                            Re: In a pickle with NatWest

                            You are in capable hands now,believe me.

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                            • #29
                              Re: In a pickle with NatWest

                              5/5/13 Update

                              -£1333.81 on the current account (had a £1200 agreed overdraft but was constantly living in it)

                              -£3713.44 on the loan account

                              it sort of felt satisfying today to see that and not be scared to death,id always get to about 60p left before i go over my overdraft then id get paid but i feel in control now thanks to AAD

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                              • #30
                                Re: In a pickle with NatWest

                                well... an update i suppose...

                                -£1186.09 on the current account - £13.91 left until it goes over overdraft

                                -£3713.44 on the loan account (yet again)

                                seems the banks gone back in time... no phonecalls and no mail as of yet, just checked track and trace with RM and both the SAR and CCA have not yet been delivered but im not so worried

                                will keep everyone informed whenever i get anything worthwhile

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