PRA bought from Barclaycard

[Summerbee64]

Good morning all,

I am just looking for some information around PRA group, I have been making them monthly payments for just over 2 years. Which they have never challenged on the amounts, they seem OK with the monthly amounts. From what i have read, PRA are a debt purchaser, and they bought a lot of debt from Barclaycard because the customers were not in active payment plans or they didn't have the correct paper work. I was in a payment plan with Barclaycard and made every payment on time, it was then abruptly sold to PRA. My question is, does this make it more likely that my debt was sold because they don't have the paperwork? The credit card was taken out in 2011, and defaulted in Feb 2016.

I am just debating whether to send the CCA request.

[The Tech Clerk]

"Hello!" for a start fill in the diary with all info and update all responses etc you may receive in future from them:-

Type of account -
Date commenced-
Approx balance around -
Date last paid last full payment -
Status - assigned to
Default date:-
Assignment...

[Summerbee64]

Hi, no problem, details listed below

Type of account - Credit Card from Barclaycard
Date commenced- 2011
Approx balance around - £10,505.95
Date last paid last full payment - £30 July 2022
Status - assigned to PRA Group
Default date:- Feb 2016
Assignment - in default

[Timewilltell]

All debts whilst similar are different to each individual, so what does it mean to you? Is this your only debt? It takes 6 years for SB (England) so you have to be prepared for the long haul if want to go that route. Are you concerned about credit score etc, planning any large investments in the coming years? .