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Re: Fred Bassett v 1st Credit (Lloyds TSB)
Post 13 Fred
Post 13 Fred
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
Paul, the answer is I don't know. The letter in post 1 refers to 1st Credit 5. The one in post 13, as you point out, refers to 1st Credit 3. I think they're in a bit of a mucking fuddle.Originally posted by Paul. View Post
So am I now. Is there any significance in this?
Cheers.
FredComment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
I have no idea at this moment, havent formed a view, but its helpful to know who the owner is of the account, as otherwise how do you know who to pay?Originally posted by Fred Bassett View PostComment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
I know what you mean. I'd rather not pay anyone though!Originally posted by Paul. View PostComment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
Lol Fred I know what you mean mate. But sometimes that's not possible.Comment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
im not entirely happy with this one, the agreement appears to be either
A) imcomplete
or
B) improperly executed.
I would also ask for clarifcation why on what seemingly is the back and front of the same document, the creditors address is different.
If you look at the addy at the top of the signed page it says "US Lloyds TSB Bank Plc ......" and then if you turn the page, they seem to have had a memory loss, as there appears to be a different address.
Im not sure that would happen on the same document.
Default sucks donkey cock too btw
its the same as the others we see on hereComment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
Thanks Paul.Originally posted by Paul. View Post
Regards.
FredComment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
Paul,
Can I ask what is wrong with the DN?
Cheers.
FredComment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
Fred,
It will be either the time allowed to rectify the default, the amount of the default of statutory wording.
Paul has been at trial today, so please bear with him. He will respond.Comment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
OK Vint, thanks.Comment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
I've now received a letter from Connaught Collections, the gist of which is "cough up or our client might consider legal action".
What are this lot like to deal with?
Had an identical letter for my Halifax account.Comment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
Part of 1st Credit.
Did you send the DN to NiddyLast edited by vint1954; 21 March 2013, 19:23.Comment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
No need to send to me, Paul has said it's donkey pish already!
Just see what they send next....
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
Ah Vint, you've probably seen the reply from Niddy. Big pile of poo apparently which is good news as it look enforceable otherwise.
Cheers.
FredComment
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Re: Fred Bassett v 1st Credit (Lloyds TSB)
I don't know if there is something to be concerned about here or not, but there is no mention of this account in either Noddle or Annual Credit Report. There used to be, when it was still with Lloyds, but it has disappeared since 1st Credit got their hands on it.
The reason I'm concerned is that I've just found evidence of what might be a "phantom" payment on my Halifax account and without visibility of the Lloyds account, I have no idea what, if anything, 1st Credit might be up to.
Any suggestions?
Cheers.
FredComment
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